Skip-A-Payment Lets You Take a Month Off!

If you need a "payment vacation," take the much needed break you deserve and rest easy knowing we have your loan covered.

Skip-A-Payment Form
Peace of Mind
Room To Cover The Unexpected

Skip-A-Payment Features

Hit pause on your monthly loan payment and enjoy one less bill this month. Skip up to two payments on each of your Peach State Federal Credit Union loans each calendar year!1 

  • Skip 2 Payments Skip up to two payments on each of your Peach State loans each year.1
  • $25 Fee Enjoy skipping a monthly loan payment for a small processing fee.
  • 10 Days Prior Requests must be received at least ten days prior to the loan due date.
  • Skip-A-Payment Today! Click "Skip-A-Payment" to view and complete our easy application.
Skip-A-Payment Form

 

1 All Peach State accounts must be in good standing and the loan for which you are requesting a Skip-A-Payment must have received 3 timely payments for the past 3 months. You cannot skip consecutive payments. All real estate, credit card, student loan, other open-end loans, CD secured loans, Fresh Start loans, Quick Cash loans, and delinquent loans are excluded. Your request must be received at least ten days prior to the due date of your loan. The payment skipped is not covered by Credit Life and Disability insurance or Debt Protection. GAP insurance does not cover more than one Skip-A-Payment per year and no more than two Skip-A-Payments over the term of the loan. Fresh Start Loans: Skip-A-Payment program is offered after 12 timely monthly payments have been received and is limited to one skip per 12 month rolling period.

Young woman smiles in her car
New family applies for Skip-A-Loan on laptop
ENJOY A BREAK

How can Skip-A-Payment help you?

We know life can throw unexpected challenges your way, and we want to help. If you'd like to see if your loan qualifies, contact us at 678.889.4328 or 855.889.4328 today.

Skip-A-Payment benefits include:

  • The flexibility to choose which month(s) to skip. 
  • Frees up cash for unexpected expenses.
  • Doesn't negatively affect your credit.
  • No penalty for skipping payments.
  • You can easily return to making payments after you've skipped.
Skip-A-Payment Form

Frequently Asked Questions

These are a few of the commonly asked questions about Peach State's services.
For even more FAQs, check out our Member Knowledge Base.
Does Peach State offer debt consolidation loans?
Peach State does offer loan solutions to help you consolidate debt. Review our Debt Consolidation Expectations vs Reality free guide to learn more.
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Can Peach State provide me with a copy of my credit report?
Although we do not provide credit reports for our members, we can provide information on how to access your free credit report each year.
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How can I check my loan payoff amount?
There are two ways to check your current loan payoff amount. To obtain your loan payoff amount, call 855.889.4328 or visit any of our branch locations.
Read More
Member Knowledge Base
Three Practical Budget Templates
3 Free Templates!

Budgeting Templates

Stay in control of your finances! These budgeting templates make it easy to stay on top of your monthly spending and create good habits.

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