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RV Loans

RV Financing in GA & SC

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Members: If you've received a notice regarding your current insurance policy, you can upload your proof of insurance here.

RV Financing

Let Peach State's competitive RV Loan and financing options get you on the road faster in your motorhome or camper.

  • Low RV Rates Lower rates mean lower payments and that's great news for your budget!
  • Rapid Response We get you answers fast because your RV Loan application stays local.
  • Get Pre-Qualified Strengthen your negotiating power by getting pre-qualified.
  • Custom Financing Get longer terms for your larger RV or motorhome purchases.
Apply Now
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RV Payment Calculator

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RV Loan Calculator

Find your perfect payment! Try a few different rates and terms to see what works for your budget and then email the results to yourself.

Your actual term and payment will be provided upon acceptance of a Peach State FCU loan. This calculator is for informational purposes only and its use does not guarantee an extension of credit.

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Get Your Money's Worth
Before you head to the dealership, get pre-approved so you're ready to get the best pricing deal.

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Lower Insurance Premiums
While you're calculating savings, see if you can lower your insurance rates by being a member! Learn more...

Motorhome and RV Loan Rates

Use this rates table and the calculator above to know what you can expect before you go to the dealership. Getting pre-approved is a great first step.

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*APR – Annual Percentage Rate. Subject to credit approval and recommended rates may vary based on individual creditworthiness. Term of up to 48 months; estimated monthly payment of $30.50 per $1,000.00 borrowed. Rates subject to change without notice and may be higher based on term and/or qualifications. Must qualify for Peach State membership. Members must qualify for a Peach State loan. A $15 loan application fee is charged for processing. Terms and conditions subject to change without notice.

New RV and Motorhome Rates

RV Loan Term
APR* (as low as)
RV Loan Term
Up to 36 Months
APR* (as low as)
5.99%
RV Loan Term
37-60 Months
APR* (as low as)
5.99%
RV Loan Term
61-72 Months
APR* (as low as)
6.25%
RV Loan Term
73-84 Months
APR* (as low as)
7.25%
Effective October 16, 2024

*APR – Annual Percentage Rate. Subject to credit approval and recommended rates may vary based on individual creditworthiness. Term of up to 48 months; estimated monthly payment of $30.50 per $1,000.00 borrowed. Rates subject to change without notice and may be higher based on term and/or qualifications. Must qualify for Peach State membership. Members must qualify for a Peach State loan. A $15 loan application fee is charged for processing. Terms and conditions subject to change without notice.

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Adventure Awaits!

RV Financing that's
fast and easy.

Let's get you on the road fast with financing that's stress-free! Our affordable rates and customized loan terms make it easy for you to purchase your RV, motorhome, or camper. 

  • Start your adventure now with our easy online application.
  • Travel with confidence. Enroll in loan protection options to protect your investment.
  • Get the best deal with up to 100% financing available for qualified buyers.
Apply Now

Loan Protection Products

  • Debt ProtectionCancels/waives all or a portion of your loan balance when...

    DEBT PROTECTION

    Debt protection coverage cancels/waives all or a portion of your loan balance when a specified protected event occurs (death, total disability, or involuntary job loss), which helps provide you with financial protection and peace of mind. Limitations and exclusions may apply. For details about coverage and costs, please contact us.

  • GAP CoverageIf your vehicle is ever totaled or stolen, your primary insurance...

    GAP COVERAGE

    If your vehicle is ever totaled or stolen, your primary insurance will usually pay only the current market value of your vehicle, less your deductible. If the actual cash value is less than your current loan amount, the result could be a financial "gap" where you must pay the difference between your loan balance and your insurance settlement. 

    With Guaranteed Asset Protection (GAP) coverage, the remaining amount you owe on your loan will be paid for you. GAP Coverage at Peach State also includes an Auto Deductible Reimbursement which will pay up to $1,000 per loss (unlimited losses per year) when a loss is filed and paid by your auto insurance company for a covered auto that you own or lease (as evidenced by the title, registration or loan document).

    If you already have GAP coverage and need to file a claim, call 877.296.4892 or visit Assurance Plus Claims to get started.

    Certain conditions apply. For details about GAP coverage, refer to the GAP contract or please contact us.

DEBT PROTECTION

Debt protection coverage cancels/waives all or a portion of your loan balance when a specified protected event occurs (death, total disability, or involuntary job loss), which helps provide you with financial protection and peace of mind. Limitations and exclusions may apply. For details about coverage and costs, please contact us.

GAP COVERAGE

If your vehicle is ever totaled or stolen, your primary insurance will usually pay only the current market value of your vehicle, less your deductible. If the actual cash value is less than your current loan amount, the result could be a financial "gap" where you must pay the difference between your loan balance and your insurance settlement. 

With Guaranteed Asset Protection (GAP) coverage, the remaining amount you owe on your loan will be paid for you. GAP Coverage at Peach State also includes an Auto Deductible Reimbursement which will pay up to $1,000 per loss (unlimited losses per year) when a loss is filed and paid by your auto insurance company for a covered auto that you own or lease (as evidenced by the title, registration or loan document).

If you already have GAP coverage and need to file a claim, call 877.296.4892 or visit Assurance Plus Claims to get started.

Certain conditions apply. For details about GAP coverage, refer to the GAP contract or please contact us.

Three Practical Budget Templates
3 Free Templates!

Budgeting Templates

Stay in control of your finances! These budgeting templates make it easy to stay on top of your monthly spending and create good habits.

  • Fillable online
  • Calculates in real-time
  • Easy to use and understand

Testimonial

Share Your Story
The online banking is very user friendly, and the auto loans have good rates. Peach State is a friendly local, credit union.
 
- Inman F.
I have been with this credit union for over 20 years and continue to have good experiences doing business here.
 
- Sabrina W.
 
The easiness of doing business at our close location. The knowledge of the personnel for help is outstanding and they are enjoyable to do business with.
 
- Royal D.

Frequently Asked Questions

These are a few of the commonly asked questions about Vehicle Loans.
For even more FAQs, check out our Member Knowledge Base.
Do I need a down payment to purchase a vehicle?
Peach State does not always require a down payment for vehicle loans. Whether you need to make a down payment will depend on your application.
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Can I purchase a vehicle from other states?

Peach State is located in Georgia and South Carolina. If you’re purchasing from outside of these states, then you’ll need to contact us to review the request.

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Can I skip a payment on my loan?
Yes, members can skip up to two payments on each loan per calendar year for a small processing fee. Terms apply.
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Member Knowledge Base