Our Extended Car Warranty Protects Your Savings.

Our Extended Vehicle Service Contracts through Warrantech Warranty Corporation offers peace of mind and protection against expensive, unexpected repairs.

Open In-Branch

Extra Coverage

Affordable Safety Net

Extended Car Warranty Benefits

Peach State's Extended Vehicle Service Contract through Warrantech puts the brakes on expensive car repairs. With most major repairs occurring after the manufacturer’s warranty expires, you need to be sure you are covered!

Broad Coverage Enjoy coverage of most major components in the event of a breakdown.
Adds Value When you sell your vehicle, buyers prefer vehicles with coverage.
One-time Premium Pay a one-time premium that may be financed along with your vehicle.
No-hassle Payment Receive direct payments with no reimbursement forms to fill out.

Open In-Branch

Extended Car Warranty Features

Coverage for vehicles up to 11 years old with up to 150,000 miles on the odometer
Low deductibles - options of $0, $50, $100, or $200 available
Increased vehicle resale value
Claims paid directly via credit card
Repair work may be performed by a dealership, franchise repair facility, or an independent repair shop

Bumper-to-Bumper Exclusionary Coverage on vehicles up to 11 years old and with less than 100,000 miles
Service contracts are valid in the U.S. and Canada
Toll-free roadside assistance
Toll-free claims phone number
Trip interruption coverage

Is an Extended Car Warranty Worth It?

Did you know that 81% of credit union members who purchase a service contract will have at least one mechanical breakdown?

Extended coverage through an Extended Vehicle Service Contract can help you save money if your car ever needs to be repaired and your manufacturer’s warranty has expired.

In addition, it could help if you re-sell your vehicle. Pre-owned car buyers look more favorable upon a vehicle that comes with coverage. It represents a vehicle that has likely been well maintained by its owner. Should the buyer of the vehicle decline the option to transfer your coverage, you can cancel and apply for a pro-rated refund.

Open In-Branch

Additional Loan Protection Products

Debt ProtectionCancels/waives all or a portion of your loan balance when...

DEBT PROTECTION

Debt protection coverage cancels/waives all or a portion of your loan balance when a specified protected event occurs (death, total disability, or involuntary job loss), which helps provide you with financial protection and peace of mind. Limitations and exclusions may apply. For details about coverage and costs, please contact us.
GAP CoverageIf your vehicle is ever totaled or stolen, your primary insurance...

GAP COVERAGE

If your vehicle is ever totaled or stolen, your primary insurance will usually pay only the current market value of your vehicle, less your deductible. If the actual cash value is less than your current loan amount, the result could be a financial "gap" where you must pay the difference between your loan balance and your insurance settlement.

With Guaranteed Asset Protection (GAP) coverage, the remaining amount you owe on your loan will be paid for you. GAP Coverage at Peach State also includes an Auto Deductible Reimbursement which will pay up to $1,000 per loss (unlimited losses per year) when a loss is filed and paid by your auto insurance company for a covered auto that you own or lease (as evidenced by the title, registration or loan document).

If you already have GAP coverage and need to file a claim: Call 877.296.4892 or visit Assurance Plus Claims to get started.

Certain conditions apply. For details about GAP coverage, refer to the GAP contract or please contact us.

DEBT PROTECTION

Debt protection coverage cancels/waives all or a portion of your loan balance when a specified protected event occurs (death, total disability, or involuntary job loss), which helps provide you with financial protection and peace of mind. Limitations and exclusions may apply. For details about coverage and costs, please contact us.

GAP COVERAGE

If your vehicle is ever totaled or stolen, your primary insurance will usually pay only the current market value of your vehicle, less your deductible. If the actual cash value is less than your current loan amount, the result could be a financial "gap" where you must pay the difference between your loan balance and your insurance settlement.

With Guaranteed Asset Protection (GAP) coverage, the remaining amount you owe on your loan will be paid for you. GAP Coverage at Peach State also includes an Auto Deductible Reimbursement which will pay up to $1,000 per loss (unlimited losses per year) when a loss is filed and paid by your auto insurance company for a covered auto that you own or lease (as evidenced by the title, registration or loan document).

If you already have GAP coverage and need to file a claim: Call 877.296.4892 or visit Assurance Plus Claims to get started.

Certain conditions apply. For details about GAP coverage, refer to the GAP contract or please contact us.

3 Free Templates!

Budgeting Templates

Stay in control of your finances! These budgeting templates make it easy to stay on top of your monthly spending and create good habits.

Fillable online
Calculates in real-time
Easy to use and understand

Frequently Asked Questions

These are a few of the commonly asked questions about our Auto Loans.

For even more FAQs, check out our Member Knowledge Base.

Peach State does not always require a down payment for vehicle loans. Whether you need to make a down payment will depend on your application.

Peach State is located in Georgia and South Carolina. If you’re purchasing from outside of these states, then you’ll need to contact us to review the request.

Can I skip a payment on my loan?

Yes, members can skip up to two payments on each loan per calendar year for a small processing fee. Terms do apply.