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Earn More with a Business Money Market Account.

Money Market Account Benefits

Maximize your earnings with our Business Money Market Account. Earn higher rates of interest on higher balances with this guaranteed investment.

  • Tiered Rates The higher your savings balance, the more you earn in dividends.
  • No Monthly Fee No monthly service fee when you maintain a $2,500 daily balance.
  • Easy Access Access by check, pre-authorized electronic withdrawals, or transfers six times per month.
  • No Risk Watch your hard-earned business savings grow with guaranteed returns and few restrictions.
Business co-workers strategize growth

Business Money Market Rates

Earn more with our competitive Business Money Market Account rates while maintaining the liquidity and security your business needs.

*APY – Annual Percentage Yield. This is a variable rate account. Rates may change at any time without notice. Fees could reduce earnings on the account. All accounts are subject to the applicable terms and conditions set forth in the Understanding Your Share Accounts brochure, including but not limited to Terms and Conditions, Funds Availability, Truth-in-Savings, and Electronic Funds Transfer.

Business Money Market Rates

Tier
Dividend Rate
*APY
Tier
Tier I
$0-$9,999.99
Dividend Rate
0.99%
*APY
1.00%
Tier
Tier II
$10,000.00-$24,999.99
Dividend Rate
1.74%
*APY
1.75%
Tier
Tier III
$25,000.00-$99,999.99
Dividend Rate
2.23%
*APY
2.25%
Tier
Tier IV
$100,000.00 & Over
Dividend Rate
3.20%
*APY
3.25%
Effective October 18, 2024

*APY – Annual Percentage Yield. This is a variable rate account. Rates may change at any time without notice. Fees could reduce earnings on the account. All accounts are subject to the applicable terms and conditions set forth in the Understanding Your Share Accounts brochure, including but not limited to Terms and Conditions, Funds Availability, Truth-in-Savings, and Electronic Funds Transfer.

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Co-workers celebrate reaching goals
PLAN FOR THE FUTURE

A Business Money Market Account can help you reach your goals!

When you run a business, having adequate cash reserves on hand is essential. Have confidence that with a Business Money Market Account, your money will be working hard for you and will be there when you need it.

  • Convenient access to funds through writing checks, pre-authorized electronic withdrawals or transfers.
  • Gives your business flexibility with managing funds. 
  • Earns a higher percentage yield than a regular savings account.
  • Save for growth, expenses and your business' future.

Testimonial

I have been with Peach State for over 25 years. I have never had a negative experience.
 
- Kelli S.
 
The staff is always very helpful and friendly. When I need help they are always there.
 
- Jennifer P.
I love the hometown friendly member service with all the professional business satisfaction!
 
- Cindy G.

Frequently Asked Questions

These are a few of the commonly asked questions about Business Accounts. 
For even more FAQs, check out our Member Knowledge Base.
Member Knowledge Base