Privacy and Opt-Out Notification

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security number and account balances
• Checking Account information and credit history
• Employment information and payment history

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Peach State Federal Credit Union chooses to share; and whether you can limit this sharing.

For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

For our marketing purposes –
to offer our products and services to you

Yes

Yes

For joint marketing with other financial companies

Yes

Yes

For our affiliates’ everyday business purposes –
information about your transactions and experiences

No

We don't share

For our affiliates’ everyday business purposes –
information about your creditworthiness

No

We don't share

For our affiliates to market to you

No

We don't share

For nonaffiliates to market to you

Yes

Yes

Call toll-free 855.889.4328 or 678.889.4328 – our menu will prompt you through your choice(s) – or contact us.

Please note:
If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our member, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Call toll-free 855.889.4328 or 678.889.4328, or contact us. 

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We collect your personal information, for example, when you

• Open an account or show your government-issued ID
• Apply for financing or give us your contact information
• Show us your driver's license

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Federal law gives you the right to limit only

• Sharing for affiliates’ everyday business purposes – information about your creditworthiness
• Affiliates from using your information to market to you
• Sharing for nonaffiliates to market to you

State law and individual companies may give you additional rights to limit sharing. 

Your choices will apply to everyone on your account.

Companies related by common ownership or control. They can be financial and nonfinancial companies.

• Peach State Federal Credit Union does not share with our affiliates.

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

• Nonaffiliates we share with can include insurance, broker or security companies, government agencies, plastic card processors (credit/debit/ATM), financial statement publishers or printers, mailhouse, mortgage service companies, consumer reporting agencies, data processors, other financial institutions, and check/share draft printers.

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

• Our joint marketing partners include advertising/marketing agencies and insurance companies.