Peach State offers flexible terms on business loans.
Loan terms will be determined by the purpose and collateral securing the loan:
- Loans secured by residential or commercial real estate will generally have terms ranging from 10 to 25 years. Loans with maturities greater than 10 years will generally have a balloon maturity of no more than five years.
- Loans secured by vehicles or equipment will generally have a term ranging between 24 and 72 months.
Ready to Apply
If you’d like to apply for a business loan, go to our Business Auto Loan, Business Line of Credit, Equipment Financing, or Commercial Real Estate Loans page to get started! Completed paperwork, questions about paperwork or questions regarding the application process can be emailed to businessloans@peachstatefcu.org.