Do you offer mortgages with low down payments?

Yes, we offer multiple loan programs with low down payment options.

Our low down payment loan programs include:

• Conventional Mortgages
  Includes low down payment options with low rates for First Time Home Buyers.
• FHA Mortgages
  The Federal Housing Administration (FHA) loan program allows for low down payments for just a percentage of the purchase price.
• USDA Mortgages 
  The U.S. Department of Agriculture (USDA) home loan program offers mortgages to low-income residents of rural areas who cannot otherwise obtain a conventional mortgage.  If you live in or are planning to purchase a home in a rural area and can’t qualify for a conventional loan, you may qualify for a USDA mortgage. This program allows for 100% financing with no down payment.  
• VA Mortgages 
  You’ve served your county, now let us welcome you home!  If you’re a veteran of the Armed Forces or National Guard, or the spouse of a veteran, you may qualify for a VA loan.  With a VA loan, you can borrow up to 100% LTV and qualify without a deposit.
• Federal Home Loan Bank Programs 
  The Federal Home Loan Bank (FHLB) offers down payment assistance programs for First Time Home Buyers and Community Partners. 
  

For more information about our mortgage products, please visit our Mortgage page. 

For additional questions about our mortgage products, please contact our Mortgage Services Department at 770.580.6098 or mortgage@peachstatefcu.org.