Dollars & Sense

Peach State FCU Blog

Gift box wrapped in gold wrapping paper with surrounded by pine cones sitting on fake snow.

5 Steps to Create a Holiday Budget

The holidays are a time of joy, happiness, and celebrations when families and friends gather from near and far to spend time together. The season is certainly a special time of year. Yet all the ...

happy adult caucasian woman and black old pug hugging and loving with tendernes together

5 Tip Fix for a Healthier and Happier Life

Everyday stressors like work, relationships and money can have major impacts on our emotional, behavioral, and physical health. Stress in short bursts that can be a positive however, prolonged stress ...

When a Balance Transfer is a Terrible Idea

Rising high-interest credit card debt has people looking for ways to get financial relief. The average household carries approximately $9,000 in credit card debt, up a reported $400 per person from ...

Couple of young adult man and woman enjoy time together sitting on the sofa in indoor leisure activity

How to Live Within (or Below) Your Means Without Feeling Deprived

Our culture makes it easy to spend more money than we have. However, if you ignore the reality of your current financial situation and continue to spend more than you can afford, you’ll never achieve ...

Buying a house in a cool market doesn't have to be stressful.

5 Tips for Anyone Buying a House in a Cool Market

Shopping around for a new house? Right now, we’re in what experts call a “cool market”. But that doesn’t mean you can’t find the home of your dreams. Read on to learn more about what a cool market is ...

savor your summer adventures even more by using this packing checklist.

10 Essentials to Pack for Your Summer Road Trip

Summer is here and if you like adventure, you’re probably already planning a road trip. Nothing truly says summer fun like hopping in the car and heading off to explore a new or favorite destination.

Get-ready-for-summer-entertaining-and-fun-with-these-recipes.

7 Summer Recipes You Can Savor Without Burning Your Budget

Summer is a great time for gathering with family and friends for a picnic, barbecue, or holiday celebration. And since no get-together is complete without a fantastic meal to share, we wanted to ...

Older-couple-considering-a-bill-consoldation-loan-as-they-review-their-budget-and-bills-on-their-laptop-together.

What is a Bill Consolidation Loan and How Does It Work?

If you have a pile of bills that need to be handled every month, it may feel like your paycheck disappears the moment you get paid. High interest rate bills and additional fees can definitely cause ...

Here are some of our favorite local spring break locations in Georgia and South Carolina that won't add unnecessary travel expenses to your vacation getaway.

Explore Local Places for Spring Break this Year!

Spring break is the perfect time for parents and children to recharge before the jam-packed end of school summer marathon begins. Planning a spring break vacation doesn’t have to be a daunting ...

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