Dollars & Sense

Peach State FCU Blog

a home equity loan through peach state can help you create your dream backyard image of backyard and pool

The 5 Best Home Improvement Projects for Spring

Homes, like people, are a work in progress. Using the equity you’ve acquired in your home to enhance your home’s features, quality of life, and property value can be a very wise investment. As winter ...

Peach State Valentine's Day Gift Ideas Image of Flowers and Hand Holding

9 Valentine's Day Gifts That Won't Hurt Your Budget

Searching for an expensive and extravagant Valentine’s Day gift? You might want to rethink that. A recent survey* revealed that the number one financial deal breaker for couples in Georgia and South ...

Savings is possible like for this woman holding cash with Peach State's 52 Week Money Challenge.

3 Ways to Make the 52 Week Money Challenge Work for You

In January, we typically start thinking about New Year’s resolutions. For some, this might mean making goals to eat healthier, stop smoking, read more books, or lose weight. For others, it’s all ...

Happy group of stressfree people.

5 Budget Friendly Ways to Borrow Money

Life is full of surprises! Even though most people aim to spend wisely, make savvy investments, and build long-term savings, sometimes unexpected expenses threaten to derail money management ...

HELOC for home improvements successfully got this couple their dream kitchen they are now cooking in.

5 Pros and Cons of Using a HELOC for Home Improvements

It may come as something of a surprise, but a reported 90 percent of homeowners are planning some form of upgrade. Many anticipate making home improvements within the next 24 months, and that often ...

Girl in the classroom holding her notebook smiling.

20 Back to School Tips for Staying Organized This Year

It’s that time again when summer fun comes to an end, and we begin to take the steps needed to get organized for the new school year. From managing class schedules and carpools to attending sports ...

This-blank-check-can-be-easily-direct-deposited-into-a-Peach-State-account.

How to Use Direct Deposit to Help You Save

A direct deposit is a fund that is electronically deposited to your bank account rather than through a paper check. The most common use for a direct deposit is for income tax refunds or paychecks. ...

Woman confused why her credit scores are different as she reviews her credit report on her laptop.

Why are my credit scores different?

Credit scores usually range from 300-850 points. If you’ve checked your credit score from different sources (credit bureaus like Equifax, TransUnion, etc.), you may have noticed that the scores are ...

End of life planning can be easy to complete by signing forms on your cell phone.

End-of-Life Planning: Make Arrangements for Your Money Now

It's not the most pleasant topic to think about, but it is important to make plans for your money in the event of your death. Here are 4 important tips that may help you make arrangements for your ...

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