Dollars & Sense

Peach State FCU Blog

Use these steps to make buying your first home stress free and enjoyable.

10 Crucial Steps for Every First-time Homebuyer

Owning a home of your own is part of the American Dream. But a first-time homebuyer must take diligent steps to be in a position to make what may be their single largest investment. If you're getting ...

Before you settle on a mortgage check if an adjustable rate mortgage is a good fit.

Mortgage Options - Is an Adjustable Rate Mortgage Right for You?

An Adjustable Rate Mortgage (ARM) ranks among one of the popular types of home loans in a highly competitive and red-hot housing market. If you plan to purchase a house or refinance your existing ...

Home equity loans make great debt consolidation loans Peach State can help.

3 Reasons the Best Debt Consolidation Loans are Home Equity Loans

If you are like many homeowners who feel consumer debt has reached a tipping point, securing a home equity loan could prove invaluable. Qualified borrowers who put equity to work often consider these ...

home loans do not have to be complicated couple hugging while holding home keys to new house

Home Loans: What You Need to Know to Get Approved [10 Item Checklist]

If you want to know how to get approved for a home loan, you've come to the right place. According to the National Association of Realtors® 2020 Home Survey Report, 57 percent of Americans believe it ...

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What to Look for When Buying a House in a Hot Market

The surging real estate market shows no signs of slowing down and that creates both opportunities and challenges for buyers. When looking to buy a house, a hot market can take home prices and the ...

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Credit Union vs Bank: Which Mortgage is Better

The decision to apply for a mortgage may leave you wondering whether a credit union or a bank is the best lending resource for you. You may ask yourself: credit union vs bank, where should I go? The ...

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Wondering - Should I Refinance My Mortgage? [Expert Tips Inside]

You work hard for your money and deserve the best possible mortgage interest rates and terms. Homeowners whose financial situation has changed over the years sometimes wonder whether they should ...

a home equity loan through peach state can help you create your dream backyard image of backyard and pool

The 5 Best Home Improvement Projects for Spring

Homes, like people, are a work in progress. Using the equity you’ve acquired in your home to enhance your home’s features, quality of life, and property value can be a very wise investment. As winter ...

A home inspection is important to the mortgage and home buying purchase peach state can help man shaking hands with person and clipboard

20 Key Questions to Ask During Your Home Inspection

The importance of a thorough home inspection cannot be understated. After identifying a suitable house in your mortgage pre-approval range, a certified home inspector helps identify major and minor ...

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