Dollars & Sense

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Here are some signs that you are ready for homeownership

Getting a Mortgage: 5 Signs You're Truly Ready to Purchase a Home

While most people dream of owning a home of their own, it's crucial to make sure that you're ‘truly ready’ to become a homeowner before you decide to make the purchase. The best way to find out if ...

Understanding the true cost of homeownership

Understanding the True Costs of Homeownership: Beyond the Down Payment

Buying a home is a huge milestone and perhaps the largest purchase most of us will ever make. It's important for those who are interested in homeownership to understand the benefits of buying a home ...

Find out if a home equity loan is a good idea in these markets

Is a Home Equity Loan Worth It in Today's Rising Rate Environment?

From 2020 to 2022, Home Equity Lines of Credit (HELOCs) interest rates dropped to an all-time low with rates ranging from 3-to-5 percent, making it the perfect time for Georgia and South Carolina ...

Porcelain house shape with home inscription

Fixed vs. Adjustable Rate Mortgage: Which is Best For You?

Owning a home is the hallmark of the “American dream” and one of the biggest investments of your life. But deciding which mortgage is best for you isn’t something to jump into blindly. Before you ...

Grandfather Playing Ball with His Son and Grandchildren

A Common Real Estate Fraud in Georgia: Home Title Theft

Imagine learning that all the hard work you put into building equity in your home has been completely swept out from beneath your feet. Gone not from fire or natural disaster but swindled out of your ...

Use these 7 factors to help in buying your next home.

Home Sweet Home: 7 Factors to Weigh Before Buying a Home

Buying a home is one of the largest investment decisions many people make. But how do you know if buying a home is right for you? There are many factors that weigh in on making a final decision and ...

Use these factors to decide if renting vs buying is better option for you.

Renting vs. Buying: 5 Factors in Making the Right Housing Decision for You

Buying a home is one of the biggest decisions many of us make in our lives. But how do you know if you should continue renting vs. buying a home? There are pros and cons to each of these housing ...

Buying a house in a cool market doesn't have to be stressful.

5 Tips for Anyone Buying a House in a Cool Market

Shopping around for a new house? Right now, we’re in what experts call a “cool market”. But that doesn’t mean you can’t find the home of your dreams. Read on to learn more about what a cool market is ...

Understanding if a home equity loan or a new mortgage is a better option will make decision making much easier.

Love It or List It? Deciding if a Home Equity Loan or New Mortgage is Right for You

Should You Remodel or Move? Sometimes our needs change and the house we thought we’d call home forever may no longer work for us. When this time comes, we have to decide whether it’s best to buy a ...

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