Dollars & Sense

Peach State FCU Blog

Learn how to get out of debt

Escape the Debt Trap: Easy Strategies for a Healthier Wallet

Some debt is inevitable for everyone, but the key to managing it properly is knowing that all debt is not created equally and that the amount of debt you incur should be a concern if you’re looking ...

Understanding how debt can help or hinder your long term financial goals.

Debt Management: Good, Bad, and Smart Financial Moves

From mortgages and car payments to credit cards and student loans; having some debt is normal. The important thing is that you exercise excellent debt management skills to ensure your financial moves ...

a happy couple holding up their Peach State credit card

What is a Balance Transfer Credit Card and How Can it Help Me?

High-interest credit card debt can weigh the average working family’s monthly budget down. The inability to cancel out credit card balances is only compounded by escalating interest charges. In an ...

Young woman using her Peach State credit card online

How to Transfer a Credit Card Balance to Pay Down Debt in 5 Steps

Household debt continues to increase across the U.S. and some Americans are trying to learn more about how to transfer credit card balances and the possible savings they may experience by switching ...

Man-in-red-shirt-researching-how-to-cancel-a-credit-card-correctly-while-on-a-laptop-in-a-park.

How to Cancel a Credit Card Correctly to Prevent Credit Score Damage

There are a variety of reasons why someone may choose to cancel a credit card. And while canceling a credit card is a perfectly legitimate thing to do, you should first be aware of how to cancel a ...

Older-couple-considering-a-bill-consoldation-loan-as-they-review-their-budget-and-bills-on-their-laptop-together.

What is a Bill Consolidation Loan and How Does It Work?

If you have a pile of bills that need to be handled every month, it may feel like your paycheck disappears the moment you get paid. High interest rate bills and additional fees can definitely cause ...

Middle-aged-couple-deciding-is-debt-consolidation-a-good-idea-while-reviewing-their-finances-on-a-laptop-together.

Is Debt Consolidation A Good Idea? Discover The Answer

If you're feeling the strain from monthly loan and credit card payments, bringing your debt under one umbrella may provide you with financial relief. Although there are several viable debt ...

Mom trying to find the best debt consolidation loans while analyzing bills and on phone as son plays.

5 Features The Best Debt Consolidation Loans Always Offer

Lenders that offer the best debt consolidation loans go the extra mile to help people achieve their financial goals. While debt consolidation loans are designed to move wide-ranging debts into one ...

Beautiful-woman-looking-up-payday-loans-in-Georgia-on-her-cell-phone-and-their-reliable-alternatives-through-Peach-State.

A Better Alternative to Payday Loans in Georgia and South Carolina is Peach State

Sometimes there just isn’t enough money left at the end of the week to get all the bills taken care of. Between credit card payments, car loans, and necessities like utilities and food, it adds up ...

1 2