Dollars & Sense

Peach State FCU Blog

Group of asian young adults finding their first credit card disclosure by researching it online.

Getting Your First Credit Card? 6 Mistakes To Avoid

Securing your first credit card ranks among the most exciting financial experiences in a young adult's life. The ability to shop online without asking permission or buying movie tickets without ...

This kids credit card will help this young adult male build credit.

Kids Credit Card: 3 Ways to Set Your Child Up For Success

The ability to gain approval for home loans and auto loans stems from borrowers possessing a good credit score, income, and an established repayment history. Upwards of 86 percent of all automobile ...

Man-in-red-shirt-researching-how-to-cancel-a-credit-card-correctly-while-on-a-laptop-in-a-park.

How to Cancel a Credit Card Correctly to Prevent Credit Score Damage

There are a variety of reasons why someone may choose to cancel a credit card. And while canceling a credit card is a perfectly legitimate thing to do, you should first be aware of how to cancel a ...

Two women researching how many credit cards should I have on a laptop.

Wondering How Many Credit Cards Should I Have? Here's Your Answer

When trying to gain an understanding of credit cards and the perfect number we should have on hand for success, opinions certainly differ. Although personal opinions on this subject vary, experts and ...

Credit cards for bad credit helped this couple checking their credit score on a tablet improve their score.

5 Ways Credit Cards for Bad Credit Can Improve Your Credit Score

Credit cards for bad credit or less than perfect credit can either be a blessing or a curse. They can either be the perfect tool to help improve financial opportunities or they can prove to be ...

Young woman looking at computer frustrated

Deceptive Credit Card Debt Might Not Be Your Fault

Big credit card corporations spend an enormous amount of time and energy marketing their products in ways that seem cost-effective to consumers. Offers such as promotional discounts, rewards, ...

Debt consolidation is possible with peach state shown by couple stressing over bills.

Credit Card Consolidation vs Debt Consolidation What’s the Difference

When people start to feel overwhelmed by the total balances on their monthly bills or feel like they are barely able to afford the minimum monthly payments, they start to wonder if there is any ...

Debt relief is possible with peach state and debt consolidation loans woman with her arms outstretched by the ocean.

Debt Relief: What They Didn't Teach You in School

Given the average American carries more than $90,000 in personal debt, it doesn’t take much to push someone over the fiscal edge. A significant medical condition, unexpected work disruption, or other ...

You can learn how to pay off credit card debt fast with peach state debt consolidation loans couple sitting on floor surrounded with bills.

7 Secrets Revealed: How to Pay Off Credit Card Debt Fast

If you feel overwhelmed by mounting debt, you’re not alone. Americans reportedly have more than 500 million credit cards and balances exceeding $807 billion. The average family credit card debt ...

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