Dollars & Sense

Peach State FCU Blog

Use this case study to learn the importance of smart saving

A Tale of Two Millennials: The Impact of Saving vs. Not Saving

Although the times may have changed and there are many differences between the modern Millennials, Gen Xers, and boomers; saving and preparing for the future is still important for a stable and ...

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Reveal “What is an Emergency Fund?” [5 Bonus Tips to Get Started]

Life is certainly unpredictable! The best way to protect you and your family from financial hardship caused by unplanned expenses or financial emergencies is through a cash reserve known as an ...

term share certificates and money markets can help you with your long term goals

Term Share Certificates (or CDs) vs. Money Market Accounts: Fixed Time Period or Flexibility

Maintaining a diverse financial portfolio helps reduce investment risk and generates greater returns. Part of that balanced approach involves incorporating assets that provide a fixed time period for ...

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Building Reserves During a Recession: Ways You Can Still Save

Economists define two consecutive quarters of economic decline as a recession. With a bit of financial discipline and laser-like focus, your chances of successfully weathering a recession can ...

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Types of Savings Accounts: How to Pick Your Perfect Match

Finding the best Savings Account combination to achieve your long- and short-term goals may feel overwhelming. While there are many types of Savings Accounts available, some deliver a greater return ...

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How to Save Money On Your Electric Bill [7 Essential Strategies]

The cost of energy needed to power your home has not been immune to inflation, and so we'd like to offer a few electric bill savings strategies. According to the Energy Information Administration, ...

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Holiday Shopping Hacks: How to Snag Deals Year-Round

If you’re like most consumers, getting the most bang for your buck is at the top of your list when holiday shopping. If you're always on the look-out for great deals and discounts, these Holiday ...

Close-up of woman donating food for charity and adding greeting card with 'Happy Holidays' message into a box.

Spreading Joy with Gifts that Keep on Giving

It’s the season of joy, cheer, and giving. While for most it’s a big time to spend, shop and go a little crazy spreading holiday bliss, this year doesn’t have to be focused on giving extravagant ...

Christmas at home supper party with young friends having fun eating together at evening.

A Merry Meal: How to Make an Amazing and Affordable Holiday Dinner

Most holiday traditions are spent with family and loved ones coming together, making new memories, reliving old ones, and sharing laughs while enjoying a delicious meal. But with increased food ...

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