Dollars & Sense

Peach State FCU Blog

Use an emergency fund to save for the unexpected

Save for the Unexpected: Emergency Fund Made Simple

It’s always a good idea to have an emergency fund for unplanned expenses that are sure to occur. From expensive car repairs to an unexpected job loss, an emergency fund is a smart way to protect ...

Use this roadmap to make your retirement a breeze

Retirement Roadmap: 6 Financial Checkpoints

In This Blog, We'll Talk About: Establishing a Robust Retirement Budget: Prioritize creating and updating a budget to accurately forecast and manage retirement expenses, ensuring financial readiness ...

Young people talking and having fun at cappuccino restaurant

Smart Borrowing for Gen Z: Building a Strong Financial Foundation for Your Future

Navigating the world of personal finance is one of the most critical skills to develop in your 20s. Whether you’re wrapping up college, starting a career, or planning for future goals, understanding ...

Positive young mixed race woman using a laptop and smartphone at home

Money Habits of Millennials: Debt, Savings, and Reshaping Financial Values

Now entering their forties, Millennials are increasingly focused on financial security. Their financial outlook has been shaped by several economic factors including an economic recession, housing ...

Young Asian woman smiling with laptop on her lap.

Embracing Financial Independence: A Guide for Young Adults

As a young adult, it's important to learn best practices to effectively manage your money and work towards a path of financial independence. This means that you need to be able to take charge of your ...

Smiling mixed race woman using credit card for ecommerce on digital tablet at home

Simple Steps for Maintaining Good Credit

Good credit is the cornerstone for your financial health. It affects everything from getting a loan to getting a job and even renting an apartment. This guide explains the importance of good credit, ...

Stressed young woman has financial problems credit card debt to pay

Practical Money Management Skills for Young Adults: A Guide to Financial Success

Entering adulthood comes with freedom and new responsibilities, especially when it comes to managing your finances. For recent college grads and young professionals, learning how to handle money ...

Learn all about loud budgeting

Loud Budgeting Explained: Master Your Finances with Peach State FCU

What Is Loud Budgeting? There's a new technique being used today called "Loud Budgeting" that allows you to take a proactive and transparent approach to money management. It encourages people to ...

One adult woman working on laptop alone at home sitting on the wooden floor.

Embracing Convenience: Self-Service Banking Options

In today's fast-paced world, finding efficient ways to manage our time is essential and banking is no exception. If finding the time stop by your local branch is becoming a challenge, enter ...

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