Dollars & Sense

Peach State FCU Blog

Middle age woman sitting at her desk working on her budget for the No Spend Challenge

A College Student’s Guide to Completing the ‘No Spend Challenge’

The ‘No Spend Challenge’ is a fun way to regain control over your spending, build your savings, and master new budgeting techniques. It’s a one-month commitment to only spend money on highly needed ...

Wedding guests throwing rose petals confetti tradition over bride and groom on their special day.

Wedding and Honeymoon Planning: Affording Your Dream Celebration

Congratulations! Planning a wedding and honeymoon is such an exciting time! Whether you’re dreaming of a grand celebration or something on the smaller side, affording your dream wedding and honeymoon ...

Money Lessons You Should Learn by 30: What Social Media Won’t Teach You

Let’s face it, social media is full of advice about money, how to earn it, grow it, and spend it. From influencers touting “get rich quick” strategies to enticing posts about buying the latest luxury ...

Financial education starts young

Financial Education for Kids: Simple Ways to Teach Money Management

Blog Highlights Key Money Skills for Kids: Teach practical money principles that will build lifelong financial habits, including the value of saving for goals and budgeting wisely. Fun Financial ...

Anxious male financial advisor rubbing eyes while working over laptop and analyzing reports at desk

How to Dodge Unwanted Overdraft Fees: Avoid Them with 5 Easy Steps

Life is always moving and so is money — in and out of your account. With all that movement, mistakes can happen leading to dreaded overdraft fees. These fees can quickly add up, turning a small ...

Black family, father and daughter playing with mother on living room sofa together for fun bonding at home.

Master Your Finances: A Weekly Money Routine for Financial Success

In this blog we'll show you how to create weekly financial habits that'll: Help you keep mindful spending in check Reduce stress and increase confidence in managing your money Help you achieve your ...

Manage your holiday debt

Say Goodbye to Holiday Debt with These 5 Effective Strategies

Indulging for the holidays and overspending is bound to happen with all the gifts, food, travel, decorations, and festive events. Unfortunately, this can mean debt accumulation for many people who ...

An emergency fund is easy to fill with these tips

5 Easy Ways to Rebuild Your Emergency Fund

If you've had a situation recently where your emergency fund helped you get through a temporary financial crisis, you may need to rebuild your savings. Follow these smart money moves to replenish ...

Millennial friends on a hiking trip celebrate reaching the summit and have fun posing for photos

Save for Big Firsts: Use the S.M.A.R.T. Method for Reaching Your Goals

In this blog, we’ll talk about: Setting Clear Goals and Timelines: Discover your ‘why’ and create a plan for achieving its purpose. Whether saving for a first car, adventure or home, your goal ...

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