Dollars & Sense

Peach State FCU Blog

An emergency fund is easy to fill with these tips

5 Easy Ways to Rebuild Your Emergency Fund

If you've had a situation recently where your emergency fund helped you get through a temporary financial crisis, you may need to rebuild your savings. Follow these smart money moves to replenish ...

Millennial friends on a hiking trip celebrate reaching the summit and have fun posing for photos

Save for Big Firsts: Use the S.M.A.R.T. Method for Reaching Your Goals

In this blog, we’ll talk about: Setting Clear Goals and Timelines: Discover your ‘why’ and create a plan for achieving its purpose. Whether saving for a first car, adventure or home, your goal ...

Two girls with ski and snowboard having fun on snow

Snow, Sun or Somewhere Fun: Save and Plan Your Winter Vacation

Dreaming of a cozy winter getaway or an exciting tropical adventure? Winter vacations can be the perfect break from routine and give you a chance to recharge. With a bit of planning and creative ...

Use an emergency fund to save for the unexpected

Save for the Unexpected: Emergency Fund Made Simple

It’s always a good idea to have an emergency fund for unplanned expenses that are sure to occur. From expensive car repairs to an unexpected job loss, an emergency fund is a smart way to protect ...

Use this roadmap to make your retirement a breeze

Retirement Roadmap: 6 Financial Checkpoints

In This Blog, We'll Talk About: Establishing a Robust Retirement Budget: Prioritize creating and updating a budget to accurately forecast and manage retirement expenses, ensuring financial readiness ...

Young people talking and having fun at cappuccino restaurant

Smart Borrowing for Gen Z: Building a Strong Financial Foundation for Your Future

Navigating the world of personal finance is one of the most critical skills to develop in your 20s. Whether you’re wrapping up college, starting a career, or planning for future goals, understanding ...

Positive young mixed race woman using a laptop and smartphone at home

Money Habits of Millennials: Debt, Savings, and Reshaping Financial Values

Now entering their forties, Millennials are increasingly focused on financial security. Their financial outlook has been shaped by several economic factors including an economic recession, housing ...

Young Asian woman smiling with laptop on her lap.

Embracing Financial Independence: A Guide for Young Adults

As a young adult, it's important to learn best practices to effectively manage your money and work towards a path of financial independence. This means that you need to be able to take charge of your ...

Smiling mixed race woman using credit card for ecommerce on digital tablet at home

Simple Steps for Maintaining Good Credit

Good credit is the cornerstone for your financial health. It affects everything from getting a loan to getting a job and even renting an apartment. This guide explains the importance of good credit, ...

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