Dollars & Sense

Peach State FCU Blog

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Avoid These 3 Common Auto Loan Application Mistakes

Applying for an Auto Loan is a pivotal step in acquiring your dream car, so it’s essential to understand and avoid missteps that can reduce your chances of getting approved.

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What Credit Score is Needed to Buy a Car?

Americans have an undying love of automobiles and the freedom they offer. Purchasing a new or a reliable pre-owned car allows you to travel to favorite restaurants, social events, or just take a ...

Discover other financial benefits you can get with an auto loan.

Beyond the Ride: 4 Financial Benefits of Auto Loans

Auto Loans as a Path to Financial Responsibility For many people, buying a car and obtaining an auto loan is their first major purchase and an introduction to responsible money management habits. ...

This young driver was able to save big by using a credit union for her car loan.

5 Major Benefits of a Credit Union Car Loan

When it’s time to buy a new car, most of us need some type of financing to pay for the vehicle. While there are a variety of options for auto loans, some are more consumer-friendly with better ...

Using an auto loan calculator helped this couple make a smart choice for their car purchase.

What is an Auto Loan Calculator and Why Everyone Should Use One When Buying a Car

The purpose of an auto loan calculator is to show potential car buyers how much they can afford to spend on a new or pre-owned vehicle. With this calculator, you can determine the purchase price or ...

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Buying a Car? Here’s a List of Common Scams and How to Avoid Them

Scam artists have been devising schemes to swindle honest people out of their money and the process of buying a car has been an attractive opportunity to defraud good people. We’ve all heard the ...

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5 Reasons Why You May Need Gap Insurance

When making a major purchase, people typically believe that comprehensive insurance coverage provides complete financial security. Much to their surprise, this may not be the case.

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7 Questions to Ask Before Signing Up For Payment Protection Insurance

Most people sign up for a wide range of financial protections that make them feel secure. These include auto insurance, homeowners insurance, and AD&D insurance policies, among others. These ...

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What is Auto loan Refinancing and When Should You Consider it?

Although local lenders offer auto loan refinancing, only about 12 percent of borrowers take advantage of the option. That’s largely because average car buyers are unaware such programs exist or don’t ...

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