Dollars & Sense

Peach State FCU Blog

There are ways to finance a car even if you don't have perfect credit

5 Mistakes to Avoid When Financing a Car with No Credit or Less Than Perfect Credit

Having a good credit score is the key to a solid financial future. In fact, those who have no credit or less than perfect credit might have a challenge when it comes to financing a car. While having ...

Find out the true cost of car ownership

The True Cost of Car Ownership: From Monthly Payments to Maintenance

Savvy car buyers know that there is more to car ownership than just the loan payment. The true cost of owning a car extends way beyond just your monthly car payment. From car insurance and ...

Here are some reasons you will need gap insurance

5 Essential Benefits of GAP Coverage You Shouldn't Ignore

Guaranteed Asset Protection insurance, commonly referred to as GAP coverage, is a type of optional insurance that acts as a financial safeguard for new, leased, or financed vehicle owners. GAP ...

Use these tips to make buying your first RV a breeze

Buying an RV: 8 Expert Tips for First-time Buyers

If the thought of RV life has you dreaming of adventures on the road with friends and family, it might be time to finally say yes and consider buying an RV. But before you do, it’s important to do ...

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From Roadblocks to Road Trips: Bad Credit Car Loans Made Easy

Having bad credit or no credit at all can make financing a car an uphill challenge. While many banks are inclined to waive off Auto Loan applicants who don’t have stellar credit, local credit unions ...

Three-friends-hugging-in-back-of-their-new-car-they-purchased-after-realizing-the-best-best-for-auto-loans-isnt-a-bank.

7 Reasons Why The Best Bank for Auto Loans Isn't a Bank!

It’s no mystery that it's important to maximize your hard-earned income, and selecting the best lender for your Auto Loan can do just that. It may come as something of a surprise, but the best “bank” ...

Young-couple-discovered-the-best-credit union-in-Georgia-for Car-Loans-is-Peach-State-as-they-drive-away-in-a-new-car.

6 Reasons The Best Credit Union in Georgia for Car Loans is Peach State

If you're trying to find the best credit union in Georgia or South Carolina, look no further than Peach State. As a member of Peach State, you can expect us to deliver financial solutions that exceed ...

An auto loan calculator can be your best friend when planning to buy your next car

The Auto Loan Calculator Edge: Smarter Buys, Bigger Savings

If you’re thinking of buying a new or pre-owned car but aren’t sure how much of a monthly payment you can afford, Peach State’s Auto Loan Calculator is a great tool to help you learn more about the ...

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6 Essential Questions to Ask When Buying a Used Car

It’s easy to fall head over heels for a vehicle that matches your wish list and budget requirements, but it’s important to gather pertinent information to help you determine whether the car, truck, ...

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