Dollars & Sense

Peach State FCU Blog

Savings is possible like for this woman holding cash with Peach State's 52 Week Money Challenge.

3 Ways to Make the 52 Week Money Challenge Work for You

In January, we typically start thinking about New Year’s resolutions. For some, this might mean making goals to eat healthier, stop smoking, read more books, or lose weight. For others, it’s all ...

Happy group of stressfree people.

5 Budget Friendly Ways to Borrow Money

Life is full of surprises! Even though most people aim to spend wisely, make savvy investments, and build long-term savings, sometimes unexpected expenses threaten to derail money management ...

Beautiful new home with a mortgage from peach state.

How Much Mortgage Can I Afford? 5 Steps to Ensure You Don't Overspend

You have been saving and planning, and now it is finally time to start shopping for your first home! We are thrilled for you! Before you hit the real estate listings or start interviewing agents, you ...

Father and child walking towards water with new car in background.

The Truth About 0% APR Car Deals and Dealer Rebates

When someone feels the need to replace an aging vehicle, the number of advertisements luring them to car dealerships can be overwhelming. Among the tried-and-true methods car dealerships employ are 0 ...

HELOC for home improvements successfully got this couple their dream kitchen they are now cooking in.

5 Pros and Cons of Using a HELOC for Home Improvements

It may come as something of a surprise, but a reported 90 percent of homeowners are planning some form of upgrade. Many anticipate making home improvements within the next 24 months, and that often ...

Girl in the classroom holding her notebook smiling.

20 Back to School Tips for Staying Organized This Year

It’s that time again when summer fun comes to an end, and we begin to take the steps needed to get organized for the new school year. From managing class schedules and carpools to attending sports ...

A new unsecured loan helped this dad and son celebrate and laugh together.

The Pros and Cons of Unsecured Loans

There are a variety of different types of loans available to borrowers today. Unfortunately, since the circumstances and individual consumer need varies so greatly – there is not a one size fits all ...

Couple-on-couch-with-laptop-researching mortgage options.

10 Helpful Tips when Refinancing Your Mortgage

If you are thinking about refinancing your mortgage to a lower rate, then you are probably hoping to save money on your monthly payments. You can also go through the refinancing process to tap into ...

Mom considering a personal loan for debt consolidation as she pays her bills with her baby on her lap.

Why Using A Personal Loan For Debt Consolidation May Not Be the Best Choice

American consumer debt reportedly exceeds $14 trillion, and it seems many people accumulate more — not less — as they get older. Recent data points to a troubling trend that often puts hard-working ...

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