Dollars & Sense

Peach State FCU Blog

Learn about Unlocking Your Homes Value Cash Out Refinance vs Home Equity Loan

Unlocking Your Home’s Value: Cash Out Refinance vs. Home Equity Loan

If you own a home, one of the perks is being able to utilize the equity to help meet your financial goals. When it comes to leveraging your home’s equity, homeowners have a few choices, including a ...

An adjustable rate mortgage is helping this grandmother save money while helping her grandson that she is holding in her arms.

5 Ways an Adjustable Rate Mortgage May Save You Thousands

An Adjustable Rate Mortgage can save you thousands of dollars over the life of a home loan. Sometimes referred to as floating Mortgages or ARMs, these borrowing opportunities have unique incentives ...

Young Asian woman smiling with laptop on her lap.

Embracing Financial Independence: A Guide for Young Adults

As a young adult, it's important to learn best practices to effectively manage your money and work towards a path of financial independence. This means that you need to be able to take charge of your ...

Teenagers Using Mobile Phones

Scammers Targeting Young Adults on Social Media: Beware of Check Scams

Social media is an essential part of our lives. It connects us with loved ones and friends, keeps us up to date with the latest news and trends, and even lets companies conduct business. ...

Young latin couple smiling happy holding blackboard with our first home message

The Credit Union Difference: People First, Not Profits

In a world where financial institutions often prioritize profits over people, credit unions stand as a beacon of hope, offering a refreshing alternative to traditional banks. Rooted in the philosophy ...

Couple finding answer to how soon can you refinance a mortgage on their laptop together on their couch.

How Soon Can You Refinance a Mortgage?

Refinancing a Mortgage can be a strategic move to save money, lower monthly payments, switch loan products, or tap into equity for various financial goals. However, understanding the timing involved ...

Find out the true cost of car ownership

The True Cost of Car Ownership: From Monthly Payments to Maintenance

Savvy car buyers know that there is more to car ownership than just the loan payment. The true cost of owning a car extends way beyond just your monthly car payment. From car insurance and ...

Here are some reasons you will need gap insurance

5 Essential Benefits of GAP Coverage You Shouldn't Ignore

Guaranteed Asset Protection insurance, commonly referred to as GAP coverage, is a type of optional insurance that acts as a financial safeguard for new, leased, or financed vehicle owners. GAP ...

An ARM Mortgage gave this family hugging on their lawn a new home.

4 Scenarios When An Adjustable Rate Mortgage Is The Best Option

Choosing the right Mortgage is a critical step in your homeownership journey. Understanding when an Adjustable Rate Mortgage (ARM) might be the best fit may save you money and provide the flexibility ...

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