Dollars & Sense

Peach State FCU Blog

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10 Life Hacks to Make 2023 Your Best Year Yet

If you’re like most people, you want to improve your lifestyle whenever possible and can appreciate helpful life hacks that can make things a little bit better or easier on a daily basis. Although ...

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Reach Your 52-Week Money Challenge Goal with these 5 Ways to Make Extra Cash

By now you’ve probably heard all about the popular 52-Week Money Challenge that has everyone motivated to stash their extra dough to reach their savings goal. From exotic vacations and high-tech ...

Woman-exploring-consolidation-loans-on-her-laptop-while-sitting-on-yellow-couch.

Consolidation Loans Checklist: Find the Right Loan For Your Debt

Consolidation loans are sometimes perceived as a last resort for people who don't practice responsible spending habits. Truth be told, that's not entirely accurate. People who actively stay on top of ...

Front view of diverse senior couple smiling while sitting on couch inside a room in beach house.

Tax Season: What You Need to Know About Tax Identity Theft

Tax season is here and that means most of us are anticipating getting extra cash back from Uncle Sam. But unfortunately, you’re not the only one who’s waiting on a payout. Criminals are waiting for ...

Man-in-green-shirt-is-ready-to-consolidate-debt-after-reviewing-his-monthly-bills-and-his-budget-on-a-laptop.

5 Signs You Need to Consolidate Debt, Fast!

Outstanding debt from several high interest credit cards, less than stellar financing terms on your auto loan, and too many bills in general, can create an overwhelming amount of stress surrounding ...

Parents and children smiling by a holiday tree wrapped in holiday lights

5 Practices to Rejuvenate Yourself During the Holidays

The holidays are the most wonderful and one of the busiest times of the year. The to-do list can seem never-ending, booked calendars are overwhelming and it seems unlikely that there’s a free moment ...

A debt consolidation loan can bring smiles and peace like for this couple.

How to Explain a Debt Consolidation Loan to Your Partner

When committed couples find themselves wading in a quicksand of debt, the value of a lifeline cannot be understated. Excessive debt strains relationships and reduces the quality of life. Rather than ...

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Forgot a Gift? Here are 8 Last-Minute Gift Ideas That Don’t Feel Rushed

If you find yourself racking your brain to come up with last-minute gift ideas before the holidays, it may help to know that you're not alone. Surveys indicate that upwards of 79% of gift buyers shop ...

Debt consolidation is possible with peach state shown by couple stressing over bills.

Credit Card Consolidation vs Debt Consolidation What’s the Difference

When people start to feel overwhelmed by the total balances on their monthly bills or feel like they are barely able to afford the minimum monthly payments, they start to wonder if there is any ...

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