Dollars & Sense

Peach State FCU Blog

young girl and her parents save money in a piggy bank

Financial Independence Starts Young

As parents, it’s your responsibility to equip your children with essential life skills, and one of the most crucial skills they need to develop is financial responsibility. Teaching children, tweens, ...

A-personal-loan-can-be-used-in-many-ways-to-help-you-along-your-financial-journey.

Smart Ways to Use a Personal Loan

A personal loan continues to rank among the most popular borrowing options because they offer tremendous flexibility. Because lenders place few restrictions on it's use, savvy borrowers can put a ...

wallet with credit cards

Find the Best Low Interest Rate Credit Cards – You Should Have More Than One

Types of Low Interest Rate Credit Cards Whether you’re trying to establish credit, or you want to make a large purchase, using a credit card is a great solution. But with so many credit cards out ...

Help-your-teen-get-a-strong-start-on-building-their-credit-with-these-tips.

Teaching Teens and Young Adults About Building Credit

All parents want to ensure their children have every opportunity to succeed in life. Teaching teens how to build credit positions them to take advantage of lending opportunities as young adults. ...

When a Balance Transfer is a Terrible Idea

Rising high-interest credit card debt has people looking for ways to get financial relief. The average household carries approximately $9,000 in credit card debt, up a reported $400 per person from ...

Shot of a young woman making a card payment using a nfc machine

3 Tips to Find The Best First Credit Card for Young Adults

Getting your first credit card, allows you to create a positive borrowing credit history which will impact you for the rest of your life. That first credit card helps demonstrate responsible ...

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How to Live Within (or Below) Your Means Without Feeling Deprived

Our culture makes it easy to spend more money than we have. However, if you ignore the reality of your current financial situation and continue to spend more than you can afford, you’ll never achieve ...

Buying a house in a cool market doesn't have to be stressful.

5 Tips for Anyone Buying a House in a Cool Market

Shopping around for a new house? Right now, we’re in what experts call a “cool market”. But that doesn’t mean you can’t find the home of your dreams. Read on to learn more about what a cool market is ...

Money-mangement-skills-are-key-for-young-adults-setting-up-their-future.

7 Basic Money Management Tips for Young Adults

It’s Never Too Early When it comes to learning good money management tips; it's truly never too early to get started. In fact, learning how to save and spend wisely when you're young gives you great ...

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