Dollars & Sense

Peach State FCU Blog

Money-mangement-skills-are-key-for-young-adults-setting-up-their-future.

7 Basic Money Management Tips for Young Adults

It’s Never Too Early When it comes to learning good money management tips; it's truly never too early to get started. In fact, learning how to save and spend wisely when you're young gives you great ...

Group of asian young adults finding their first credit card disclosure by researching it online.

Getting Your First Credit Card? 6 Mistakes To Avoid

Securing your first credit card ranks among the most exciting financial experiences in a young adult's life. The ability to shop online without asking permission or buying movie tickets without ...

Woman shocked and unsure of who is calling her on her cellphone

What is "Spoofing" and How to Dodge this Scam

Every day people are tricked into giving out sensitive information to criminals. Don’t fall for a scammer’s tricks and risk losing your hard-earned money to spoofing. Learn how to distinguish these ...

Understanding if a home equity loan or a new mortgage is a better option will make decision making much easier.

Love It or List It? Deciding if a Home Equity Loan or New Mortgage is Right for You

Should You Remodel or Move? Sometimes our needs change and the house we thought we’d call home forever may no longer work for us. When this time comes, we have to decide whether it’s best to buy a ...

This kids credit card will help this young adult male build credit.

Kids Credit Card: 3 Ways to Set Your Child Up For Success

The ability to gain approval for home loans and auto loans stems from borrowers possessing a good credit score, income, and an established repayment history. Upwards of 86 percent of all automobile ...

Man-in-red-shirt-researching-how-to-cancel-a-credit-card-correctly-while-on-a-laptop-in-a-park.

How to Cancel a Credit Card Correctly to Prevent Credit Score Damage

There are a variety of reasons why someone may choose to cancel a credit card. And while canceling a credit card is a perfectly legitimate thing to do, you should first be aware of how to cancel a ...

savor your summer adventures even more by using this packing checklist.

10 Essentials to Pack for Your Summer Road Trip

Summer is here and if you like adventure, you’re probably already planning a road trip. Nothing truly says summer fun like hopping in the car and heading off to explore a new or favorite destination.

Two women researching how many credit cards should I have on a laptop.

Wondering How Many Credit Cards Should I Have? Here's Your Answer

When trying to gain an understanding of credit cards and the perfect number we should have on hand for success, opinions certainly differ. Although personal opinions on this subject vary, experts and ...

Get-ready-for-summer-entertaining-and-fun-with-these-recipes.

7 Summer Recipes You Can Savor Without Burning Your Budget

Summer is a great time for gathering with family and friends for a picnic, barbecue, or holiday celebration. And since no get-together is complete without a fantastic meal to share, we wanted to ...

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