Dollars & Sense

Peach State FCU Blog

a happy couple holding up their Peach State credit card

What is a Balance Transfer Credit Card and How Can it Help Me?

High-interest credit card debt can weigh the average working family’s monthly budget down. The inability to cancel out credit card balances is only compounded by escalating interest charges. In an ...

Young woman using her Peach State credit card online

How to Transfer a Credit Card Balance to Pay Down Debt in 5 Steps

Household debt continues to increase across the U.S. and some Americans are trying to learn more about how to transfer credit card balances and the possible savings they may experience by switching ...

A young woman uses her Peach State Credit Card to shop online

Using Credit Cards to Build or Repair Credit? Here's How Long it May Take

It may come as something of a surprise, but less than 2 percent of Americans have a perfect FICO score. The rest of us could use a boost. One of the tried-and-true methods to increase scores involves ...

This-group-of-young-men-and-women-are-wondering-how-old-do-you-have-to-be-to-get-a-credit-card-as-they-hang-out-and-chat.

How Old Do You Have to Be to Get a Credit Card?

While credit cards can be a valuable tool to help young adults build credit and prepare for their financial future, there are certain requirements that must be met. The most common question parents ...

Happy young family having fun time at home. Parents with children using tablet

Best Banking Choice for Your Money and Future

Banking looks much different today than it did decades ago and the technology has come a long way. With so many options available for how and where to bank, finding the best choice for your money and ...

This relaxing pool could be a perk of your travel credit card rewards program.

The Best Travel Rewards Credit Card Will Surprise You!

Travel for work or pleasure will probably be ramping back up before we know it. If you haven’t already, be prepared to receive daily offers – email, flyers and ads with promotions for travel rewards ...

young girl and her parents save money in a piggy bank

Financial Independence Starts Young

As parents, it’s your responsibility to equip your children with essential life skills, and one of the most crucial skills they need to develop is financial responsibility. Teaching children, tweens, ...

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Smart Ways to Use a Personal Loan

A personal loan continues to rank among the most popular borrowing options because they offer tremendous flexibility. Because lenders place few restrictions on it's use, savvy borrowers can put a ...

wallet with credit cards

Find the Best Low Interest Rate Credit Cards – You Should Have More Than One

Types of Low Interest Rate Credit Cards Whether you’re trying to establish credit, or you want to make a large purchase, using a credit card is a great solution. But with so many credit cards out ...

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