Dollars & Sense

Peach State FCU Blog

Is it better to lease or buy a car find out

Is it Better to Lease or Buy a Car? Here’s How to Decide

Blog Highlights Leasing vs. Buying: Compare key benefits and things to consider when deciding whether leasing or buying a car fits your needs best. Peach State Car Loans: Options for first-time ...

CREDIT UNION - words on a blue book on a gray background with banknotes

Why Credit Unions Can Offer Better Rates

Although banks and credit unions have similar financial products and services, there are characteristics that allows one institution to offer better rates. Credit unions go beyond standard banking, ...

Two-Factor Authentication for Cyber Security. Person using a laptop with a digital screen displaying a shield icon and 2FA representing two-factor authentication and enhanced cyber security measures

Understanding Two-Factor Authentication (2FA) Scams: How to Protect Your Identity

Two-factor authentication (2FA) is a security measure that requires two forms of identification, such as your password and a code sent to your phone, to verify your identity to access your online ...

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How to Dodge Unwanted Overdraft Fees: Avoid Them with 5 Easy Steps

Life is always moving and so is money — in and out of your account. With all that movement, mistakes can happen leading to dreaded overdraft fees. These fees can quickly add up, turning a small ...

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Master Your Finances: A Weekly Money Routine for Financial Success

In this blog we'll show you how to create weekly financial habits that'll: Help you keep mindful spending in check Reduce stress and increase confidence in managing your money Help you achieve your ...

There are ways to finance a car even if you don't have perfect credit

5 Mistakes to Avoid When Financing a Car with No Credit or Less Than Perfect Credit

Having a good credit score is the key to a solid financial future. In fact, those who have no credit or less than perfect credit might have a challenge when it comes to financing a car. While having ...

Manage your holiday debt

Say Goodbye to Holiday Debt with These 5 Effective Strategies

Indulging for the holidays and overspending is bound to happen with all the gifts, food, travel, decorations, and festive events. Unfortunately, this can mean debt accumulation for many people who ...

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Preparing for Adult Finances: A College Student's Guide

Being a college student and wanting to improve your finances is challenging. As you enter adulthood, there can be many questions about how to budget, handle finances, and save money while still being ...

Understand the different types of mortgage today

Fixed Rate vs. Variable Rate Loans: Choose Wisely for Your Borrowing Needs

When it comes to loans, they are not all created equally…and that’s a good thing! There are a variety of loans, some of which are fixed rate and others are variable rate. This blog will explain the ...

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