Dollars & Sense

Peach State FCU Blog

Peach State Federal Credit Union

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Avoid These 3 Common Auto Loan Application Mistakes

Applying for an Auto Loan is a pivotal step in acquiring your dream car, so it’s essential to understand and avoid missteps that can reduce your chances of getting approved.

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What Credit Score is Needed to Buy a Car?

Americans have an undying love of automobiles and the freedom they offer. Purchasing a new or a reliable pre-owned car allows you to travel to favorite restaurants, social events, or just take a ...

Here are some ways to have a strong financial start to your new year

Financial Wellness in 2024: Avoiding Common Money Mistakes

If you’re looking for a solid resolution for the new year, consider your financial wellness and put it as a top priority in 2024. With a little help from the finance pros, savvy people can plan now ...

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Saving as a New Year’s Resolution While Battling Inflation

Most people can agree that saving money is somewhere on their 2024 New Year’s resolution list. Yet, concerns about inflation may have you wondering if saving is a realistic goal. No matter where you ...

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Money and Mental Health: Financial Frustrations Don’t Have to Affect Your Happiness

Over the last year, the U.S. economy has been faced with stubbornly high inflation, increased borrowing costs, and high price tags for everyday living. According to this 2023 Bankrate survey, 52% of ...

Use this case study to learn the importance of smart saving

A Tale of Two Millennials: The Impact of Saving vs. Not Saving

Although the times may have changed and there are many differences between the modern Millennials, Gen Xers, and boomers; saving and preparing for the future is still important for a stable and ...

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Social Media: Connections, Community, and a Hub for these 5 Common Scams

Social media is an essential part of our lives. It connects us with loved ones and friends, keeps us up to date with the latest news and trends, and even lets companies conduct business. ...

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Reveal “What is an Emergency Fund?” [5 Bonus Tips to Get Started]

Life is certainly unpredictable! The best way to protect you and your family from financial hardship caused by unplanned expenses or financial emergencies is through a cash reserve known as an ...

term share certificates and money markets can help you with your long term goals

Term Share Certificates (or CDs) vs. Money Market Accounts: Fixed Time Period or Flexibility

Maintaining a diverse financial portfolio helps reduce investment risk and generates greater returns. Part of that balanced approach involves incorporating assets that provide a fixed time period for ...

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