Dollars & Sense

Peach State FCU Blog

Peach State Federal Credit Union

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Fixed vs. Adjustable Rate Mortgage: Which is Best For You?

Owning a home is the hallmark of the “American dream” and one of the biggest investments of your life. But deciding which mortgage is best for you isn’t something to jump into blindly. Before you ...

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A Common Real Estate Fraud in Georgia: Home Title Theft

Imagine learning that all the hard work you put into building equity in your home has been completely swept out from beneath your feet. Gone not from fire or natural disaster but swindled out of your ...

Woman decided to finance a car with Peach State and is happy driving away.

Financing a Car Made Easy: 5 Simple Steps

If you don’t have the ability to pay for your new vehicle in full, you're not alone. Most Americans rely on car loans to help finance their new or pre-owned vehicle. While some might find the idea of ...

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Simple College Savings Tips for Parents and Students

Securing enough funds for college expenses can be challenging. Paying for tuition, room and board, supplies, and other college necessities quickly adds up. If you haven’t started saving for college ...

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Financial Stress Exposes Vulnerabilities: Signs of a Financial Relief Scam

By increasing your knowledge of how scammers use phishing tactics and your awareness of anti-phishing techniques, you’ll be able to combat potential threats and protect your personal information.

Learn how to get out of debt

Escape the Debt Trap: Easy Strategies for a Healthier Wallet

Some debt is inevitable for everyone, but the key to managing it properly is knowing that all debt is not created equally and that the amount of debt you incur should be a concern if you’re looking ...

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Avoid These 3 Common Auto Loan Application Mistakes

Applying for an Auto Loan is a pivotal step in acquiring your dream car, so it’s essential to understand and avoid missteps that can reduce your chances of getting approved.

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What Credit Score is Needed to Buy a Car?

Americans have an undying love of automobiles and the freedom they offer. Purchasing a new or a reliable pre-owned car allows you to travel to favorite restaurants, social events, or just take a ...

Here are some ways to have a strong financial start to your new year

Financial Wellness in 2024: Avoiding Common Money Mistakes

If you’re looking for a solid resolution for the new year, consider your financial wellness and put it as a top priority in 2024. With a little help from the finance pros, savvy people can plan now ...

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