Dollars & Sense

Peach State FCU Blog

Peach State Federal Credit Union

Use these tips to make buying your first RV a breeze

Buying an RV: 8 Expert Tips for First-time Buyers

If the thought of RV life has you dreaming of adventures on the road with friends and family, it might be time to finally say yes and consider buying an RV. But before you do, it’s important to do ...

One adult woman working on laptop alone at home sitting on the wooden floor.

Embracing Convenience: Self-Service Banking Options

In today's fast-paced world, finding efficient ways to manage our time is essential and banking is no exception. If finding the time stop by your local branch is becoming a challenge, enter ...

Here are some signs that you are ready for homeownership

Getting a Mortgage: 5 Signs You're Truly Ready to Purchase a Home

While most people dream of owning a home of their own, it's crucial to make sure that you're ‘truly ready’ to become a homeowner before you decide to make the purchase. The best way to find out if ...

Cheerful multiracial female friends enjoying free time together at home

Why Newly Minted College Students Should Prioritize Finances

Congratulations! You've just embarked on an exciting journey into college life. While this chapter brings new experiences and opportunities, it's also a crucial time to establish good financial ...

Smiling indian woman holding reading paper letter sit at table

Mid-Year Money Check-Ups: Ways to Boost Your Financial Health

Mid-year is an ideal time to conduct a check-up on our financial health. Just like our physical health requires regular assessments, our financial well-being benefits from mindful attention and ...

Understanding the true cost of homeownership

Understanding the True Costs of Homeownership: Beyond the Down Payment

Buying a home is a huge milestone and perhaps the largest purchase most of us will ever make. It's important for those who are interested in homeownership to understand the benefits of buying a home ...

Find out if a home equity loan is a good idea in these markets

Is a Home Equity Loan Worth It in Today's Rising Rate Environment?

From 2020 to 2022, Home Equity Lines of Credit (HELOCs) interest rates dropped to an all-time low with rates ranging from 3-to-5 percent, making it the perfect time for Georgia and South Carolina ...

Find better alternatives to buy now pay later methods

Buy Now Pay Later: Exploring Limitations and Smarter Alternatives

Buy now pay later (BNPL) options are on the rise in Georgia and South Carolina due to the ease of use and convenience of monthly payments. Often though, these programs are not the best financial ...

Woman hugging her elderly mother

Understanding Elder Financial Abuse: To Protect Ourselves and Our Loved Ones

Elder financial abuse is a distressing and unfortunately prevalent form of exploitation that results in devastating consequences. According to a report conducted by AARP, an estimated 28.3 billion is ...

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