Dollars & Sense

Peach State FCU Blog

Peach State Federal Credit Union

Couple finding answer to how soon can you refinance a mortgage on their laptop together on their couch.

How Soon Can You Refinance a Mortgage?

Refinancing a Mortgage can be a strategic move to save money, lower monthly payments, switch loan products, or tap into equity for various financial goals. However, understanding the timing involved ...

Find out the true cost of car ownership

The True Cost of Car Ownership: From Monthly Payments to Maintenance

Savvy car buyers know that there is more to car ownership than just the loan payment. The true cost of owning a car extends way beyond just your monthly car payment. From car insurance and ...

Here are some reasons you will need gap insurance

5 Essential Benefits of GAP Coverage You Shouldn't Ignore

Guaranteed Asset Protection insurance, commonly referred to as GAP coverage, is a type of optional insurance that acts as a financial safeguard for new, leased, or financed vehicle owners. GAP ...

An ARM Mortgage gave this family hugging on their lawn a new home.

4 Scenarios When An Adjustable Rate Mortgage Is The Best Option

Choosing the right Mortgage is a critical step in your homeownership journey. Understanding when an Adjustable Rate Mortgage (ARM) might be the best fit may save you money and provide the flexibility ...

Smiling mixed race woman using credit card for ecommerce on digital tablet at home

Simple Steps for Maintaining Good Credit

Good credit is the cornerstone for your financial health. It affects everything from getting a loan to getting a job and even renting an apartment. This guide explains the importance of good credit, ...

Stressed young woman has financial problems credit card debt to pay

Practical Money Management Skills for Young Adults: A Guide to Financial Success

Entering adulthood comes with freedom and new responsibilities, especially when it comes to managing your finances. For recent college grads and young professionals, learning how to handle money ...

Couple researching arm loan options on their laptop while sitting on a couch.

Everything You Need to Know About an ARM Loan

There are many home loan options available, and the ARM loan (Adjustable Rate Mortgage) remains a preferred choice. Well known for its low introductory rates and low down payment requirements, an ARM ...

Arm vs fixed rate mortgage options can be overwhelming for this dad and child looking to buy a house.

ARM vs Fixed: Pros and Cons of Each Mortgage

With all of the home financing options available, it's important to understand the differences between Adjustable Rate Mortgages (ARMs) and fixed rate Mortgages. Each Mortgage type offers distinct ...

This-lady-is-happy-because-she-was-able-to-build-credit-with-her-credit-card

How to Build Credit with a Credit Card

Securing a credit card and utilizing it each month can be an effective strategy to build a robust credit score. While other borrowing and repayment options are also part and parcel of a diverse ...

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