Dollars & Sense

Peach State FCU Blog

Peach State Federal Credit Union

Woman in wheelchair researching the best mortgage lenders in her area.

6 Pitfalls to Avoid When Looking for the Best Mortgage Lenders

If you are thinking about buying a new home, then this is an exciting time; however, buying a home is also a big decision. This is why you need to take the time to get this decision right. That also ...

Woman backing up a car smiling.

Best Time to Buy a Car [Including Top Tips for Getting a Car Loan]

If you're contemplating a car purchase, you are likely looking for ways to save. After all, spending several thousands of dollars on a vehicle is not something to do without careful thought. One way ...

End of life planning can be easy to complete by signing forms on your cell phone.

End-of-Life Planning: Make Arrangements for Your Money Now

It's not the most pleasant topic to think about, but it is important to make plans for your money in the event of your death. Here are 4 important tips that may help you make arrangements for your ...

Frustrated-woman-at-desk-after-receiving-bad-credit-loan-and-is-in-worse-debt.

Bad Credit Loans: How to Avoid a Scam

Nearly everyone has a credit history and a credit score. Whether yours is poor, fair, good, very good, or excellent is based on a myriad of factors — from how much debt you have and your ...

This first time home buyer family is enjoying their new home and playing with their child in the moving boxes.

5 Mistakes to Avoid as a First-Time Home Buyer

As you prepare to buy your first home, you likely face the process with a mixture of fear and excitement, and for good reason. This is a major financial step and one of the largest investments you ...

Family-at-car-dealership-realizing-how-much-they-saved-from-using-auto-loan-calculator.

4 Tips You Should Know When Using an Auto Loan Calculator

Here's How to Make Sure You Don't Overpay for Your Car and Car Loan Everyone wants to get the best price on their next car purchase. Finding a car with the right price is the first step, but you'll ...

College-woman-carrying-her-books-in-her-arm.

5 Ways Students Can Save on Textbooks

It’s a huge accomplishment to be accepted to college! These four (plus?) years will likely be expensive and any way to save some money can be helpful. Required textbooks can be costly.

Couple at a laptop deciding if a personal loan vs payday loan is better for their needs.

Personal Loans vs. Payday Loans: What’s the Difference

At some point in their lives, most people will need to borrow money. While some people have a friend or family member who is willing and able to lend the necessary sum, this isn't always the best ...

Woman applying for a home loan on her laptop while holding her beautul baby.

5 Dos & Don'ts - Applying for a Home Loan

Buying your first home doesn't have to be a terrifying experience. However, that's how many perspective homeowners view the process. According to Nerdwallet, millennials are especially hesitant to ...

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