Dollars & Sense

Peach State FCU Blog

Peach State Federal Credit Union

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How to Use Direct Deposit to Help You Save

A direct deposit is a fund that is electronically deposited to your bank account rather than through a paper check. The most common use for a direct deposit is for income tax refunds or paychecks. ...

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MSRP Meaning for Cars - Why It's NOT the Final Price

When you head to a car dealership and start looking at the window sticker for cars that catch your eye, you may be confused by the many different prices you see listed. One of those, the MSRP, is an ...

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3 Ways Personal Loans Can Improve Your Credit Score

When hard-working community members suffer financial hardships or lack cash-on-hand resources, personal loans can be a good solution. Personal loans, can help resolve the little curves life throws at ...

Buying a house can be an enjoyable experience like it is for this couple walking into their new home.

7 Common Misconceptions About Buying a House

Whether buying a house is a future goal or you’re already actively shopping the local housing market, home-buying is a big deal. It's a decision you want to get right. Here are seven of the most ...

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Refinancing A Car Loan? Here's What You Need to Know

When you want to refinance car loan terms and payments, the process involves applying for a new car loan to pay off the existing one. Most automobile loans are secured with the vehicle serving as ...

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The Best Credit Card Rewards

Credit Card Reward Types When people are looking for a credit card, there are a lot of factors that need to be considered. While many people are familiar with how important it is to consider interest ...

Woman confused why her credit scores are different as she reviews her credit report on her laptop.

Why are my credit scores different?

Credit scores usually range from 300-850 points. If you’ve checked your credit score from different sources (credit bureaus like Equifax, TransUnion, etc.), you may have noticed that the scores are ...

Mom hugging her daughters after feeling relief from a personal loan

7 Reasons Personal Loans May Be The Best Choice For You

When everyday people are faced with rising expenses that strain their finances, their quality of life can be significantly impacted. Many people suffer an injury, work-related setback, health issue, ...

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How to Find the Best Cars and Car Loan to Finance Your Purchase

Buying an automobile does not happen every day, and that adds a layer of unfamiliarity to the process. Researching the best cars available and securing a car loan presents a specific set of ...

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