Dollars & Sense

Peach State FCU Blog

Peach State Federal Credit Union

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Money Habits of Millennials: Debt, Savings, and Reshaping Financial Values

Now entering their forties, Millennials are increasingly focused on financial security. Their financial outlook has been shaped by several economic factors including an economic recession, housing ...

Couple-exploring-arm-mortgage-rates-and-their-potential-savings-together-using-a-pen-and-notebook-while-outside.

ARM Mortgage Rates 101: Break Down the Lingo & Find Potential Savings

With so many Mortgage options available, understanding which one best fits your needs and budget can be overwhelming. Adjustable Rate Mortgages (ARMs) may sound intimidating, but if you’re looking ...

Learn about Unlocking Your Homes Value Cash Out Refinance vs Home Equity Loan

Unlocking Your Home’s Value: Cash Out Refinance vs. Home Equity Loan

If you own a home, one of the perks is being able to utilize the equity to help meet your financial goals. When it comes to leveraging your home’s equity, homeowners have a few choices, including a ...

An adjustable rate mortgage is helping this grandmother save money while helping her grandson that she is holding in her arms.

5 Ways an Adjustable Rate Mortgage May Save You Thousands

An Adjustable Rate Mortgage can save you thousands of dollars over the life of a home loan. Sometimes referred to as floating Mortgages or ARMs, these borrowing opportunities have unique incentives ...

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Embracing Financial Independence: A Guide for Young Adults

As a young adult, it's important to learn best practices to effectively manage your money and work towards a path of financial independence. This means that you need to be able to take charge of your ...

Teenagers Using Mobile Phones

Scammers Targeting Young Adults on Social Media: Beware of Check Scams

Social media is an essential part of our lives. It connects us with loved ones and friends, keeps us up to date with the latest news and trends, and even lets companies conduct business. ...

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The Credit Union Difference: People First, Not Profits

In a world where financial institutions often prioritize profits over people, credit unions stand as a beacon of hope, offering a refreshing alternative to traditional banks. Rooted in the philosophy ...

Couple finding answer to how soon can you refinance a mortgage on their laptop together on their couch.

How Soon Can You Refinance a Mortgage?

Refinancing a Mortgage can be a strategic move to save money, lower monthly payments, switch loan products, or tap into equity for various financial goals. However, understanding the timing involved ...

Find out the true cost of car ownership

The True Cost of Car Ownership: From Monthly Payments to Maintenance

Savvy car buyers know that there is more to car ownership than just the loan payment. The true cost of owning a car extends way beyond just your monthly car payment. From car insurance and ...

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