Dollars & Sense

Peach State FCU Blog

Peach State Federal Credit Union

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Continuing Education: Elevate Your Professional Game as an Adult

In This Blog, We'll Talk About: Enhanced Career Opportunities: Learn how continuing your education can significantly advance your career and boost your earning potential by equipping you with the ...

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Smart Borrowing for Gen Z: Building a Strong Financial Foundation for Your Future

Navigating the world of personal finance is one of the most critical skills to develop in your 20s. Whether you’re wrapping up college, starting a career, or planning for future goals, understanding ...

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Money Habits of Millennials: Debt, Savings, and Reshaping Financial Values

Now entering their forties, Millennials are increasingly focused on financial security. Their financial outlook has been shaped by several economic factors including an economic recession, housing ...

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ARM Mortgage Rates 101: Break Down the Lingo & Find Potential Savings

With so many Mortgage options available, understanding which one best fits your needs and budget can be overwhelming. Adjustable Rate Mortgages (ARMs) may sound intimidating, but if you’re looking ...

Learn about Unlocking Your Homes Value Cash Out Refinance vs Home Equity Loan

Unlocking Your Home’s Value: Cash Out Refinance vs. Home Equity Loan

If you own a home, one of the perks is being able to utilize the equity to help meet your financial goals. When it comes to leveraging your home’s equity, homeowners have a few choices, including a ...

An adjustable rate mortgage is helping this grandmother save money while helping her grandson that she is holding in her arms.

5 Ways an Adjustable Rate Mortgage May Save You Thousands

An Adjustable Rate Mortgage can save you thousands of dollars over the life of a home loan. Sometimes referred to as floating Mortgages or ARMs, these borrowing opportunities have unique incentives ...

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Embracing Financial Independence: A Guide for Young Adults

As a young adult, it's important to learn best practices to effectively manage your money and work towards a path of financial independence. This means that you need to be able to take charge of your ...

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Scammers Targeting Young Adults on Social Media: Beware of Check Scams

Social media is an essential part of our lives. It connects us with loved ones and friends, keeps us up to date with the latest news and trends, and even lets companies conduct business. ...

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The Credit Union Difference: People First, Not Profits

In a world where financial institutions often prioritize profits over people, credit unions stand as a beacon of hope, offering a refreshing alternative to traditional banks. Rooted in the philosophy ...

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