Dollars & Sense

Peach State FCU Blog

Peach State Federal Credit Union

When a Balance Transfer is a Terrible Idea

Rising high-interest credit card debt has people looking for ways to get financial relief. The average household carries approximately $9,000 in credit card debt, up a reported $400 per person from ...

Shot of a young woman making a card payment using a nfc machine

3 Tips to Find The Best First Credit Card for Young Adults

Getting your first credit card, allows you to create a positive borrowing credit history which will impact you for the rest of your life. That first credit card helps demonstrate responsible ...

Couple of young adult man and woman enjoy time together sitting on the sofa in indoor leisure activity

How to Live Within (or Below) Your Means Without Feeling Deprived

Our culture makes it easy to spend more money than we have. However, if you ignore the reality of your current financial situation and continue to spend more than you can afford, you’ll never achieve ...

Buying a house in a cool market doesn't have to be stressful.

5 Tips for Anyone Buying a House in a Cool Market

Shopping around for a new house? Right now, we’re in what experts call a “cool market”. But that doesn’t mean you can’t find the home of your dreams. Read on to learn more about what a cool market is ...

Money-mangement-skills-are-key-for-young-adults-setting-up-their-future.

7 Basic Money Management Tips for Young Adults

It’s Never Too Early When it comes to learning good money management tips; it's truly never too early to get started. In fact, learning how to save and spend wisely when you're young gives you great ...

Group of asian young adults finding their first credit card disclosure by researching it online.

Getting Your First Credit Card? 6 Mistakes To Avoid

Securing your first credit card ranks among the most exciting financial experiences in a young adult's life. The ability to shop online without asking permission or buying movie tickets without ...

Woman shocked and unsure of who is calling her on her cellphone

What is "Spoofing" and How to Dodge this Scam

Every day people are tricked into giving out sensitive information to criminals. Don’t fall for a scammer’s tricks and risk losing your hard-earned money to spoofing. Learn how to distinguish these ...

Understanding if a home equity loan or a new mortgage is a better option will make decision making much easier.

Love It or List It? Deciding if a Home Equity Loan or New Mortgage is Right for You

Should You Remodel or Move? Sometimes our needs change and the house we thought we’d call home forever may no longer work for us. When this time comes, we have to decide whether it’s best to buy a ...

This kids credit card will help this young adult male build credit.

Kids Credit Card: 3 Ways to Set Your Child Up For Success

The ability to gain approval for home loans and auto loans stems from borrowers possessing a good credit score, income, and an established repayment history. Upwards of 86 percent of all automobile ...

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