Dollars & Sense

Peach State FCU Blog

Peach State Federal Credit Union

Older-couple-considering-a-bill-consoldation-loan-as-they-review-their-budget-and-bills-on-their-laptop-together.

What is a Bill Consolidation Loan and How Does It Work?

If you have a pile of bills that need to be handled every month, it may feel like your paycheck disappears the moment you get paid. High interest rate bills and additional fees can definitely cause ...

Using an auto loan calculator helped this couple make a smart choice for their car purchase.

What is an Auto Loan Calculator and Why Everyone Should Use One When Buying a Car

The purpose of an auto loan calculator is to show potential car buyers how much they can afford to spend on a new or pre-owned vehicle. With this calculator, you can determine the purchase price or ...

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Buying a Car? Here’s a List of Common Scams and How to Avoid Them

Scam artists have been devising schemes to swindle honest people out of their money and the process of buying a car has been an attractive opportunity to defraud good people. We’ve all heard the ...

Credit cards for bad credit helped this couple checking their credit score on a tablet improve their score.

5 Ways Credit Cards for Bad Credit Can Improve Your Credit Score

Credit cards for bad credit or less than perfect credit can either be a blessing or a curse. They can either be the perfect tool to help improve financial opportunities or they can prove to be ...

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College Prep 101: Get Ready for College Life

Congratulations on taking the next step in continuing your education and applying for college! As a young adult, heading to college is an exciting time because you get to experience freedom, ...

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Deceptive Credit Card Debt Might Not Be Your Fault

Big credit card corporations spend an enormous amount of time and energy marketing their products in ways that seem cost-effective to consumers. Offers such as promotional discounts, rewards, ...

Middle-aged-couple-deciding-is-debt-consolidation-a-good-idea-while-reviewing-their-finances-on-a-laptop-together.

Is Debt Consolidation A Good Idea? Discover The Answer

If you're feeling the strain from monthly loan and credit card payments, bringing your debt under one umbrella may provide you with financial relief. Although there are several viable debt ...

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Why Credit Unions Can Withstand Tough Economic Times

While a credit union may look like a bank, there are several key factors that differentiate the two. Credit unions are formed by people with a common bond, built around a cooperative structure owned ...

Use these steps to make buying your first home stress free and enjoyable.

10 Crucial Steps for Every First-time Homebuyer

Owning a home of your own is part of the American Dream. But a first-time homebuyer must take diligent steps to be in a position to make what may be their single largest investment. If you're getting ...

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