Dollars & Sense

Peach State FCU Blog

Peach State Federal Credit Union

Woman shocked and unsure of who is calling her on her cellphone

What is "Spoofing" and How to Dodge this Scam

Every day people are tricked into giving out sensitive information to criminals. Don’t fall for a scammer’s tricks and risk losing your hard-earned money to spoofing. Learn how to distinguish these ...

Understanding if a home equity loan or a new mortgage is a better option will make decision making much easier.

Love It or List It? Deciding if a Home Equity Loan or New Mortgage is Right for You

Should You Remodel or Move? Sometimes our needs change and the house we thought we’d call home forever may no longer work for us. When this time comes, we have to decide whether it’s best to buy a ...

This kids credit card will help this young adult male build credit.

Kids Credit Card: 3 Ways to Set Your Child Up For Success

The ability to gain approval for home loans and auto loans stems from borrowers possessing a good credit score, income, and an established repayment history. Upwards of 86 percent of all automobile ...

Man-in-red-shirt-researching-how-to-cancel-a-credit-card-correctly-while-on-a-laptop-in-a-park.

How to Cancel a Credit Card Correctly to Prevent Credit Score Damage

There are a variety of reasons why someone may choose to cancel a credit card. And while canceling a credit card is a perfectly legitimate thing to do, you should first be aware of how to cancel a ...

savor your summer adventures even more by using this packing checklist.

10 Essentials to Pack for Your Summer Road Trip

Summer is here and if you like adventure, you’re probably already planning a road trip. Nothing truly says summer fun like hopping in the car and heading off to explore a new or favorite destination.

Two women researching how many credit cards should I have on a laptop.

Wondering How Many Credit Cards Should I Have? Here's Your Answer

When trying to gain an understanding of credit cards and the perfect number we should have on hand for success, opinions certainly differ. Although personal opinions on this subject vary, experts and ...

Get-ready-for-summer-entertaining-and-fun-with-these-recipes.

7 Summer Recipes You Can Savor Without Burning Your Budget

Summer is a great time for gathering with family and friends for a picnic, barbecue, or holiday celebration. And since no get-together is complete without a fantastic meal to share, we wanted to ...

This young driver was able to save big by using a credit union for her car loan.

5 Major Benefits of a Credit Union Car Loan

When it’s time to buy a new car, most of us need some type of financing to pay for the vehicle. While there are a variety of options for auto loans, some are more consumer-friendly with better ...

These college students are using this financial advice to set up their future.

Here’s Why Budgeting in Your 20's is Important and How to Get Started Today!

While everyone is telling you that you're young and you have your whole life ahead of you, don't underestimate the importance of the financial decisions you make in your 20s. Creating smart money ...

10 11 12 13 14