Dollars & Sense

Peach State FCU Blog

Peach State Federal Credit Union

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Preparing Young Adults to Save Better Than You Did

Educating young adults about personal finance is a lifelong process. By helping them understand the importance of saving now (in their early years), you can help them establish their short and ...

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5 Steps to Create a Holiday Budget

The holidays are a time of joy, happiness, and celebrations when families and friends gather from near and far to spend time together. The season is certainly a special time of year. Yet all the ...

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Realistic Ways Your Family Can Save Each Month

In light of the changing face of the economy, many people could benefit from acting on creative ways to save money – especially families. Having a family and raising kids is expensive. Between ...

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5 Tip Fix for a Healthier and Happier Life

Everyday stressors like work, relationships and money can have major impacts on our emotional, behavioral, and physical health. Stress in short bursts that can be a positive however, prolonged stress ...

Use these 7 factors to help in buying your next home.

Home Sweet Home: 7 Factors to Weigh Before Buying a Home

Buying a home is one of the largest investment decisions many people make. But how do you know if buying a home is right for you? There are many factors that weigh in on making a final decision and ...

Use these factors to decide if renting vs buying is better option for you.

Renting vs. Buying: 5 Factors in Making the Right Housing Decision for You

Buying a home is one of the biggest decisions many of us make in our lives. But how do you know if you should continue renting vs. buying a home? There are pros and cons to each of these housing ...

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What is a Balance Transfer Credit Card and How Can it Help Me?

High-interest credit card debt can weigh the average working family’s monthly budget down. The inability to cancel out credit card balances is only compounded by escalating interest charges. In an ...

Young woman using her Peach State credit card online

How to Transfer a Credit Card Balance to Pay Down Debt in 5 Steps

Household debt continues to increase across the U.S. and some Americans are trying to learn more about how to transfer credit card balances and the possible savings they may experience by switching ...

A young woman uses her Peach State Credit Card to shop online

Using Credit Cards to Build or Repair Credit? Here's How Long it May Take

It may come as something of a surprise, but less than 2 percent of Americans have a perfect FICO score. The rest of us could use a boost. One of the tried-and-true methods to increase scores involves ...

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