Compared to other financial institutions, credit unions take into consideration you as a person and what’s best for your financial well-being so you can enjoy life more and worry less. Whether you’re looking for ways to save money each month or want to enjoy life without going over budget, we offer a variety of VISA® Credit Cards that won’t make your plans cost a fortune!
Who doesn’t like to save money these days? Spending money on everyday things like groceries, gas, and everything in between, while finding a way to tuck away money for a much-needed vacation, can be a challenge. With rates as low as 6.9% APR and 0% for six months on all new purchases and balance transfers, Peach State’s VISA® Platinum Credit Cards1 are the smart way to go.
We offer a variety of cards to fit your budget and unique needs, giving you the flexibility to pay for everyday items without breaking the bank – or should we say credit union! Our cards offer no annual fee, FREE balance transfers, fee-free cash advances and more. Whether you’re looking for a way to save and do more of what you love, or just need quick access to cash, our VISA® Platinum Credit Cards are the smart way to boost your cost-savings plans.
We also offer a VISA® Platinum Credit Card with rewards. It offers the same great benefits as our low-rate card but with added perks. For every dollar you spend in net retail purchases in-store or online, you’ll earn one bonus point redeemable for name-brand merchandise, electronics, travel rewards, and more.
This is a great choice for planning and paying for your next summer adventure! Not only will you earn Scorecard Rewards1 points when you use your card to purchase your airfare and hotel rooms, but you can turn those points you earned into additional fun on your trip. Why not turn everyday purchases into new and exciting experiences that will last a lifetime? Enjoy what life has to offer with a little less worry when you use our VISA® Platinum Credit Card with Rewards.
Whichever card you end up choosing also comes with balance transfers. A balance transfer is when you move the balance from an existing credit card to another one. When you open a Peach State VISA® Credit Card and transfer your other credit card balances to your new Platinum card, you’ll be able to take advantage of rates as low as 6.9% APR and 0% for six months on all new purchases and balance transfers2. This means you could essentially pay off your debt in those 6 months without paying any interest, freeing up your wallet to make room for all your summer plans!
For more information about our VISA® Platinum Credit Cards visit, Peach State Federal Credit Union - VISA Credit Cards (peachstatefcu.org).
1 We may from time to time offer additional services to your Account, such as travel accident insurance, purchase rewards or rebates at no additional cost to you. You understand that we are not obligated to continue or to offer such services and we may withdraw or change them at any time. If these benefits are withdrawn prior to any accrued use by you, we will have no obligation to provide the benefit or enhancement, or any other compensation or consideration.
2 APR – Annual Percentage Rate. The 0% introductory APR applies to purchases, cash advances and balance transfers. Offer applies to new VISA® credit card accounts only and may expire at any time; does not apply to account upgrades. If you are upgrading from a rewards card to a non-rewards card, then your points will expire at the time of the upgrade. The 0% APR is effective for the first six statement periods following the opening of your account. The APR will return to the annual percentage rate of your approved card type after the promotional period, or if you fail to make a minimum periodic payment during the promotional period within 60 days from the due date for that payment. Rates range from 6.9% to 14.9%. A $15 application fee is charged for processing. Subject to credit approval.