Dollars & Sense

Peach State FCU Blog

understanding the differences co borrowers and co signers is important

Co-Borrower vs. Co-Signer: Choosing the Best Option for Your Loan

When applying for a loan, your credit history, income, and the way you manage your finances plays a huge role in your approval and interest rate of the loan. When your credit score is too low to ...

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Financial Fraud vs. Scams: Understanding the Difference and Protecting Yourself

In This Blog, We’ll Cover: Fraud vs. Scams: Define the differences so you can understand key distinctions between each. Examples: Provide examples of common financial fraud and scams, how they work ...

Use an emergency fund to save for the unexpected

Save for the Unexpected: Emergency Fund Made Simple

It’s always a good idea to have an emergency fund for unplanned expenses that are sure to occur. From expensive car repairs to an unexpected job loss, an emergency fund is a smart way to protect ...

My Peach State Journey: Interning for the Marketing Department

During these last couple of months, I have had an amazing opportunity interning at Peach State in their Marketing department. I am grateful to work with amazing co-workers who have taught me many ...

Use this roadmap to make your retirement a breeze

Retirement Roadmap: 6 Financial Checkpoints

In This Blog, We'll Talk About: Establishing a Robust Retirement Budget: Prioritize creating and updating a budget to accurately forecast and manage retirement expenses, ensuring financial readiness ...

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Continuing Education: Elevate Your Professional Game as an Adult

In This Blog, We'll Talk About: Enhanced Career Opportunities: Learn how continuing your education can significantly advance your career and boost your earning potential by equipping you with the ...

Young people talking and having fun at cappuccino restaurant

Smart Borrowing for Gen Z: Building a Strong Financial Foundation for Your Future

Navigating the world of personal finance is one of the most critical skills to develop in your 20s. Whether you’re wrapping up college, starting a career, or planning for future goals, understanding ...

Positive young mixed race woman using a laptop and smartphone at home

Money Habits of Millennials: Debt, Savings, and Reshaping Financial Values

Now entering their forties, Millennials are increasingly focused on financial security. Their financial outlook has been shaped by several economic factors including an economic recession, housing ...

Couple-exploring-arm-mortgage-rates-and-their-potential-savings-together-using-a-pen-and-notebook-while-outside.

ARM Mortgage Rates 101: Break Down the Lingo & Find Potential Savings

With so many Mortgage options available, understanding which one best fits your needs and budget can be overwhelming. Adjustable Rate Mortgages (ARMs) may sound intimidating, but if you’re looking ...

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