Dollars & Sense

Peach State FCU Blog

Anxious male financial advisor rubbing eyes while working over laptop and analyzing reports at desk

How to Dodge Unwanted Overdraft Fees: Avoid Them with 5 Easy Steps

Life is always moving and so is money — in and out of your account. With all that movement, mistakes can happen leading to dreaded overdraft fees. These fees can quickly add up, turning a small ...

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Master Your Finances: A Weekly Money Routine for Financial Success

In this blog we'll show you how to create weekly financial habits that'll: Help you keep mindful spending in check Reduce stress and increase confidence in managing your money Help you achieve your ...

There are ways to finance a car even if you don't have perfect credit

5 Mistakes to Avoid When Financing a Car with No Credit or Less Than Perfect Credit

Having a good credit score is the key to a solid financial future. In fact, those who have no credit or less than perfect credit might have a challenge when it comes to financing a car. While having ...

Manage your holiday debt

Say Goodbye to Holiday Debt with These 5 Effective Strategies

Indulging for the holidays and overspending is bound to happen with all the gifts, food, travel, decorations, and festive events. Unfortunately, this can mean debt accumulation for many people who ...

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Preparing for Adult Finances: A College Student's Guide

Being a college student and wanting to improve your finances is challenging. As you enter adulthood, there can be many questions about how to budget, handle finances, and save money while still being ...

Understand the different types of mortgage today

Fixed Rate vs. Variable Rate Loans: Choose Wisely for Your Borrowing Needs

When it comes to loans, they are not all created equally…and that’s a good thing! There are a variety of loans, some of which are fixed rate and others are variable rate. This blog will explain the ...

An emergency fund is easy to fill with these tips

5 Easy Ways to Rebuild Your Emergency Fund

If you've had a situation recently where your emergency fund helped you get through a temporary financial crisis, you may need to rebuild your savings. Follow these smart money moves to replenish ...

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Save for Big Firsts: Use the S.M.A.R.T. Method for Reaching Your Goals

In this blog, we’ll talk about: Setting Clear Goals and Timelines: Discover your ‘why’ and create a plan for achieving its purpose. Whether saving for a first car, adventure or home, your goal ...

Two girls with ski and snowboard having fun on snow

Snow, Sun or Somewhere Fun: Save and Plan Your Winter Vacation

Dreaming of a cozy winter getaway or an exciting tropical adventure? Winter vacations can be the perfect break from routine and give you a chance to recharge. With a bit of planning and creative ...

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